1860 Cliff Lake Ct, Eagan (Saint Paul), MN 55122 Property Records

Dakota County property record for 1860 Cliff Lake Ct, Eagan, MN 55122

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,678 sqft · built 1996
Lot Size	0.038 acres (1,643 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Jul 2022)
Tax Bill	$3,437 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Oct 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10-17785-01-110`

Property Details

APN / Parcel Number

Primary APN	`10-17785-01-110`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,678 sqft Living Area
Gross Area	2,078 sqft
1st Floor Area	822 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1997
Architectural Style	Townhouse
Construction Type	Wood
Lot Area	1,643 sqft (0.038 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1860 CLIFF LAKE CT
City	SAINT PAUL
State	MN
Zip	55122-2475
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	CLIFF LAKE SHORES 11 1 LOT 11 BLK 1 & INTEREST ATTRIBUTABLE TO COMMON AREA KNOWN AS OUTLOT A, LOT 29 BLK 1, LOT 17 BLK 2 & LOT 27 BLK 3 SUBJ TO CIC #196
Legal Subdivision	CLIFF LAKE SHORES
Legal Block	1
Legal Lot Number	11
Jurisdiction	DAKOTA MN
Township / Civil Division	EAGAN
Census Block Group	1
Census Block	1011
Census Tract	60735

Owner

1860 Cliff Lake Ct, a townhouse, is owned and occupied by an individual who bought it in July 2022.

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1860 CLIFF LAKE CT, SAINT PAUL, MN 55122-2475
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage MORTGAGES UNLIMITED INC
Oct 19, 2023	Warranty Deed, Transfer · Conventional Mortgage BAXTER CU
Aug 7, 2020	Deed of Trust, Mortgage · Commercial Mortgage MIDWESTONE BANK
Aug 1, 2022	Warranty Deed, Transfer · Conventional Mortgage MORTGAGES UNLIMITED INC
Oct 9, 2017	Quit Claim Deed, Transfer · Line of Credit MIDWESTONE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2022 · Amount on File
Deed Sale	Jul 29, 2022 · Amount on File
Prior Sale	Nov 5, 2003 · Amount on File
Deed Document Number	20221446756
Prior Transfer Date	Sep 18, 2017
Prior Transfer Doc	0003216888
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	1860 CLIFF LAKE CT, EAGAN, MN 55122-2475
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003551627
Date	Aug 1, 2022
Instrument	3551627

Lender

Name	MORTGAGES UNLIMITED INC
Type	Mortgage Company
Address	OSSEO, MN 55369

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 1, 2032

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Oct 19, 2023
Property Address	1860 CLIFF LAKE CT, EAGAN, MN 55122-2475
Document Number	0003606796
Instrument Date	Sep 13, 2023
Instrument	3606796
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	TITLE SMART INC, TITLESMART INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,117.05
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1860 CLIFF LAKE CT, EAGAN, MN 55122-2475

Mortgage

Document Number	0003606797
Date	Oct 19, 2023
Instrument	3606797

Lender

Name	BAXTER CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	1860 CLIFF LAKE CT, EAGAN, MN 55122-2475
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003389315
Date	Aug 7, 2020
Instrument	3389315

Lender

Name	MIDWESTONE BANK
Type	Bank
Address	STILLWATER, MN 55082

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	59 Months
Due	Jul 30, 2025

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Aug 1, 2022
Property Address	1860 CLIFF LAKE CT, EAGAN, MN 55122-2475
Document Number	0003551625
Instrument Date	Jul 29, 2022
Instrument	3551625
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	LEGACY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,056.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1860 CLIFF LAKE CT, EAGAN, MN 55122-2475

Mortgage

Document Number	0003551626
Date	Aug 1, 2022
Instrument	3551626

Lender

Name	MORTGAGES UNLIMITED INC
Type	Mortgage Company
Address	OSSEO, MN 55369

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAKOTA MN
Recording Date	Oct 9, 2017
Property Address	1860 CLIFF LAKE CT, EAGAN, MN 55122-2475
Document Number	0003216888
Instrument Date	Sep 18, 2017
Instrument	3216888
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	LAND TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1840 CLIFF LAKE CT, EAGAN, MN 55122-2475

Mortgage

Document Number	0003216889
Date	Oct 9, 2017
Instrument	3216889

Lender

Name	MIDWESTONE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	59 Months
Due	Sep 18, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 1860 Cliff Lake Ct was $3,437.

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Dakota County
Municipality	Eagan City
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,437.00	$295,700 Land $70,300 Building $225,400	$295,700 Land $70,300 Building $225,400
2023	$2,844.00 Homeowner's exemption
2022		$276,600 Land $68,100 Building $208,500	$276,600 Land $68,100 Building $208,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1860 Cliff Lake Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1860 Cliff Lake Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Eagan serves 68,223 people · EPA ID MN1190007
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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