1860 Cherokee Dr, Unit 4, Salinas, CA 93906 Property Records

Monterey County property record for 1860 Cherokee Dr, Unit 4, Salinas, CA 93906

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,621 sqft · built 1982
Lot Size	0.46 acres (2,010 sqft)
Owner	Individual Name on File
Last Sale	$292,000 (May 2015)
Tax Bill	$4,323 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`261-632-083-000`

Property Details

APN / Parcel Number

Primary APN	`261-632-083-000`
Alternative APN	`261-632-083`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,621 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Condo/Apartment
Construction Type	Wood
Lot Area	2,010 sqft (0.46 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	261-632-083
Street Address	1860 CHEROKEE DR, 4
City	SALINAS
State	CA
Zip	93906-8318
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	TRACT NO 876 WILLOWOOD TOWNHOMES LOT 83
Legal Subdivision	WILLOWOOD TOWNHOMES
Legal Tract	876
Legal Block	1
Legal Lot Number	83
Jurisdiction	MONTEREY CA
Township / Civil Division	SALINAS
Census Block Group	1
Census Block	1001
Census Tract	10504

Owner

1860 Cherokee Dr, Unit 4 is owned and occupied by an individual who bought it in May 2015.

Source: Monterey County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	1860 CHEROKEE DR, 4, SALINAS, CA 93906-8318
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Aug 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2015 · Amount on File
Deed Sale	May 26, 2015 · Amount on File
Deed Document Number	201527333
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1860 CHEROKEE DR UNIT 4, 4, SALINAS, CA 93906-8318
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003130
Date	Jan 21, 2020
Instrument	2020003130

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1860 CHEROKEE DR UNIT 4, 4, SALINAS, CA 93906-8318
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1860 CHEROKEE DR 4, 4, SALINAS, CA 93906-8318

Mortgage

Document Number	0000044328
Date	Aug 28, 2020
Instrument	2020044328

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1860 Cherokee Dr, Unit 4 was $4,323 with a homeowner's exemption.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Salinas City
Elementary School District	Salinas City Elementary School District (KG - 06)
Secondary School District	Salinas Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$357,947 (+2%) Land $110,324 Building $247,623
2025	$4,323.00 Homeowner's exemption	$350,929 Land $108,161 Building $242,768
2023	$3,822.00 (+3.92%) Homeowner's exemption	$337,304 Land $103,962 Building $233,342
2022	$3,678.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1860 Cherokee Dr, Unit 4 in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1860 Cherokee Dr, Unit 4 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC SALINAS private · serves 114,286 people · EPA ID CA2710010
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 811 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Cruzio, GeoLinks, T-Mobile, Verizon.

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