1860 Cayman Cove Cir, Saint Cloud, FL 34772 Property Records

Osceola County property record for 1860 Cayman Cove Cir, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,204 sqft · built 2018
Lot Size	0.13 acres (5,662 sqft)
Owner	Company Name on File
Last Sale	$427,000 (Jun 2022)
Tax Bill	$6,213 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jun 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-26-30-0115-0001-0670`

Property Details

APN / Parcel Number

Primary APN	`26-26-30-0115-0001-0670`
Alternative APN	`263026011500010670`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,204 sqft Living Area
Gross Area	2,644 sqft
1st Floor Area	960 sqft
Upper Floors Area	1,244 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	L-Shape
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,662 sqft (0.13 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	60 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1860 CAYMAN COVE CIR
City	SAINT CLOUD
State	FL
Zip	34772-7106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAGLE MEADOW PB 26 PGS 126-131 LOT 67
Legal Range	30E
Legal Township	26S
Legal Section	26
Legal Subdivision	EAGLE MEADOW
Legal Lot Number	67
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2022
Census Tract	43304

Owner

1860 Cayman Cove Cir is owned by a company that bought it in June 2022.

Source: Osceola County records, as of July 22, 2026

Owner of Record	Company Name on File
Mailing Address	INVITATION HOMES C/O RYAN LLC, SCOTTSDALE, AZ 85261
Owner Type	Company
Vesting	Limited Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 7, 2022	Warranty Deed, Transfer FIRST SERVICE TITLE, FIRST SERVICE TTL OF FL LLC
Jan 3, 2020	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
Dec 3, 2018	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage PULTE MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2022 · Amount on File
Deed Sale	Jun 7, 2022 · Amount on File
Prior Sale	Dec 3, 2018 · Amount on File
Deed Document Number	202288431
Deed Book / Page	6228 / 368
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1860 CAYMAN COVE CIR, SAINT CLOUD, FL 34772-7106
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1860 CAYMAN COVE CIR, SAINT CLOUD, FL 34772-7106

Mortgage

Document Number	0061121122
Date	Dec 20, 2021
Book Page	6112/1122
Instrument	2021196430

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 7, 2022
Property Address	1860 CAYMAN COVE CIR, SAINT CLOUD, FL 34772-7106
Document Number	0062280368
Book / Page	6228 / 368
Map Reference	MB 26 PG 126
Instrument Date	Jun 6, 2022
Instrument	2022088431
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	FIRST SERVICE TITLE, FIRST SERVICE TTL OF FL LLC

Transaction

Amount	Amount on Record
Tax	$2,989.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	305 CHELMSFORD CT, KISSIMMEE, FL 34758-2947

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1717 MAIN ST STE 2000, 2000, DALLAS, TX 75201-4657
Investor	Possibly a Property Investor

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1860 CAYMAN COVE CIR, SAINT CLOUD, FL 34772-7106
Document Number	0056542871
Instrument Date	Jan 3, 2020
Transaction Type	Mortgage
Record Updated	Jan 30, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1860 CAYMAN COVE CIR ST CLOUD FL 347727106, ST CLOUD, FL 34772-7106

Mortgage

Document Number	0056542871
Date	Jan 9, 2020
Book Page	005654/002871
Instrument	3798

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 8, 2050

December 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 3, 2018
Property Address	1860 CAYMAN COVE CIR, SAINT CLOUD, FL 34772-7106
Document Number	0054410728
Book / Page	5441 / 0728
Map Reference	MB26 PG126-131
Instrument Date	Nov 30, 2018
Instrument	2018175959
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 8, 2022
Title Company	PGP TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,748.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4901 VINELAND RD STE 500, 4901, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1860 CAYMAN COVE CIRCLE, SAINT CLOUD, FL 34772-7106

Mortgage

Document Number	2018175960
Date	Dec 3, 2018
Instrument	2018175960

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1860 Cayman Cove Cir was $6,213.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,213.00	$346,900 Land $65,000 Building $281,900	$346,900 Land $65,000 Building $281,900
2023	$6,283.00 (+77.79%)	$348,700 (+46.37%) Land $60,000 Building $288,700	$348,700 (+21.2%) Land $60,000 Building $288,700
2022	$3,534.00 Homeowner's exemption	$238,231	$287,700 Land $55,000 Building $232,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1860 Cayman Cove Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1860 Cayman Cove Cir is moderate, ranking above 44% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Xfinity.

Nearby Properties on Cayman Cove Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures