186 Wilson St, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 186 Wilson St, Pontotoc, MS 38863

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,506 sqft · built 2017
Lot Size0.02 acres (899 sqft)
OwnerIndividual Name on File
Tax Bill$1,344 (2025)
Deeds & MortgagesMar 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN173C-33-04-006

Property Details

APN / Parcel Number

Primary APN173C-33-04-006
Alternative APN
  • 11536

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,506 sqft Living Area
1st Floor Area1,506 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialShingle
Lot Area899 sqft (0.02 acres)
Lot Width1 ft Width

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number11536
Street Address186 WILSON ST
CityPONTOTOC
StateMS
Zip38863-1513
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPTLT3 PPS SW1/4 DB 392-54 20025824 11/14/02 20033154 6/16/03 20066676 12/18/06 20154112 8/13/15 20165121 10/13/16 20171599
Legal Range03E
Legal Township09S
Legal Section33
Legal Lot Number3
JurisdictionPONTOTOC MS
Township / Civil Division5
Census Block Group1
Census Block1028
Census Tract950300

Owner

186 Wilson St is owned and occupied by an individual.

Source: Pontotoc County records, as of August 13, 2026

Owner of RecordIndividual Name on File
Mailing Address186 WILSON ST, PONTOTOC, MS 38863-1513
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC MS
Property Address186 WILSON ST, PONTOTOC, MS 38863-1513
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017001199
DateMar 22, 2017
Instrument2017001199
Lender
NameFIRST CHOICE BANK
TypeBank
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 186 Wilson St was $1,344 with a homeowner's exemption.

Source: Pontotoc County assessment roll, as of October 31, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyPontotoc County
MunicipalityPontotoc City
Unified School DistrictPontotoc City Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,344.00 Homeowner's exemption$10,126$101,263 Land $10,950 Building $90,313
2023$1,291.00 Homeowner's exemption$10,126$101,263 Land $10,950 Building $90,313

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 186 Wilson St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 186 Wilson St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 80% of Mississippi
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Buckeye Cablesystem
Fiber · Cable in parts of the area
10,000 / 10,000
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Tombigbee Fiber
Fiber
2,000 / 1,000
C Spire Wireless
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Wilson St

Nearby Streets

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