Fulton County property record for 186 Whispering Wind Ln, Mc Connellsburg, PA 17233
| Property Type | Single Family Home |
|---|---|
| Details | 1,560 sqft · built 1974 |
| Lot Size | 3.79 acres (165,092 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,272 (2026) |
| Deeds & Mortgages | Apr 2017 Line of Credit Apr 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-09-023.-000 |
| Primary APN | 01-09-023.-000 |
|---|
| Building Area | 1,560 sqft Living Area |
|---|
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Lot Area | 165,092 sqft (3.79 acres) |
| Street Address | 186 WHISPERING WIND LN |
|---|---|
| City | MC CONNELLSBURG |
| State | PA |
| Zip | 17233-8201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | FULTON PA |
| Township / Civil Division | AYR |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 960100 |
186 Whispering Wind Ln is owned and occupied by two individuals who acquired it in October 2009.
Source: Fulton County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 186 WHISPERING WIND LN, MC CONNELLSBURG, PA 17233-8201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 7, 2017 | Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST CO |
| Apr 7, 2017 | Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 5, 2009 |
| Transfer Doc | 000518/610 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FULTON PA |
| Property Address | 186 WHISPERING WIND LN, MC CONNELLSBURG, PA 17233-8201 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 615/781 |
|---|---|
| Date | Apr 7, 2017 |
| Book Page | 615/781 |
| Instrument | 2017-000547 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Address | WINSTON SALEM, NC 27101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Mar 3, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FULTON PA |
| Property Address | 186 WHISPERING WIND LN, MC CONNELLSBURG, PA 17233-8201 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017000547 |
|---|---|
| Date | Apr 7, 2017 |
| Instrument | 2017000547 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Address | WINSTON SALEM, NC 27101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Mar 3, 2042 |
The 2026 property tax bill for 186 Whispering Wind Ln was $3,272, up 4.2% from the year before.
Source: Fulton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Fulton County |
| County Subdivision | Ayr Township |
| Unified School District | Central Fulton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,272.00 (+4.17%) | $64,960 (-) Land $8,960 Building $56,000 | |
| 2025 | $3,141.00 | $64,960 Land $8,960 Building $56,000 | |
| 2023 | $2,980.00 | $64,960 Land $8,960 Building $56,000 | |
| 1990 | $64,960 Land $8,960 Building $56,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 186 Whispering Wind Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 186 Whispering Wind Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Upward Broadband Fixed Wireless | 150 / 50 |
| Verizon Fixed Wireless | 25 / 6 |
| T-Mobile Fixed Wireless | 25 / 3 |
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