Erie County and West Seneca Town property record for 186 Westminster Rd, Buffalo, NY 14224
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,193 sqft · built 1948 |
| Lot Size | 0.314 acres (13,650 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,524 (2026) |
| Deeds & Mortgages | Apr 2020 Mortgage Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-055-000 |
| Primary APN | 13-055-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,193 sqft Living Area |
| 1st Floor Area | 833 sqft |
| Upper Floors Area | 360 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Cape Cod |
| Exterior Material | Composition/Composite |
| Lot Area | 13,650 sqft (0.314 acres) |
| Lot Dimensions | 130 ft deep x 105 ft wide |
| Garage Type | Detached |
| Garage Area | 936 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 160 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 13-055-000 |
|---|---|
| Street Address | 186 WESTMINSTER RD |
| City | BUFFALO |
| State | NY |
| Zip | 14224-1930 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 13 |
| Legal Description | MC-1537 SL'S-55 TO 57 BLVD PARK S/D (FL-206) 105 X 130.00 |
| Legal Block | 1 |
| Legal Lot Number | 10.100 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | WEST SENECA |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 11600 |
Source: Erie County and West Seneca Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 186 WESTMINSTER RD, BUFFALO, NY 14224-1930 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Oct 16, 2018 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 9, 2007 |
| Transfer Doc | 0111255136 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 186 WESTMINSTER RD, BUFFALO, NY 14224-1930 |
| Document Number | 0139370802 |
| Instrument Date | Apr 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 186 WESTMINSTER RD WEST SENECA NY 142241930, WEST SENECA, NY 14224-1930 |
| Document Number | 0139370802 |
|---|---|
| Date | Apr 24, 2020 |
| Book Page | 013937/000802 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Apr 23, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 186 WESTMINSTER RD, BUFFALO, NY 14224-1930 |
| Document Number | 0138757006 |
| Instrument Date | Oct 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2018 |
| Name | Verified Name |
|---|---|
| Address | 186 WESTMINSTER RD WEST SENECA NY 142241930, WEST SENECA, NY 14224-1930 |
| Document Number | 0138757006 |
|---|---|
| Date | Oct 29, 2018 |
| Book Page | 013875/007006 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 28, 2033 |
Source: Erie County and West Seneca Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | West Seneca Town |
| Unified School District | West Seneca Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,524.00 (+0.24%) Homeowner's exemption | ||
| 2025 | $5,511.00 (+2.68%) | $51,300 (-) Land $8,700 Building $42,600 | $213,800 (+4.19%) Land $36,258 Building $177,542 |
| 2024 | $5,367.00 (+22.23%) Homeowner's exemption | $51,300 (-) Land $8,700 Building $42,600 | $205,200 (+4%) Land $34,800 Building $170,400 |
| 2023 | $51,300 Land $8,700 Building $42,600 | $197,308 Land $33,462 Building $163,846 | |
| 2019 | $4,391.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 7 (1979–1987) |
| Most Recent Claim | Jun 1987 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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