Ocean County and Berkeley Township property record for 186 Westbrook Dr, Toms River, NJ 08757
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,151 sqft · built 1978 |
| Lot Size | 0.138 acres (5,998 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $107,759 (Nov 2019) |
| Tax Bill | $3,170 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Nov 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-00009-36-00001 |
| Primary APN | 06-00009-36-00001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,151 sqft Living Area |
| 1st Floor Area | 1,151 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 5,998 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 186 WESTBROOK DR |
|---|---|
| City | TOMS RIVER |
| State | NJ |
| Zip | 08757-5624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PRRC |
| Legal Description | 60X100 |
| Legal Subdivision | SILVER RDG PARK WEST SEC 08 FI |
| Legal Block | 9.36 |
| Legal Lot Number | 1 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | BERKELEY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 731203 |
186 Westbrook Dr is owned and occupied by two individuals who bought it in November 2019.
Source: Ocean County and Berkeley Township records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 186 WESTBROOK DR, TOMS RIVER, NJ 08757-5624 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 14, 2019 | Quit Claim Deed, Transfer STEWART TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2019 · Amount on File |
| Deed Sale | Nov 14, 2019 · Amount on File |
| Prior Sale | Sep 25, 2012 · Amount on File |
| Deed Document Number | 2019115657 |
| Deed Book / Page | 17681 / 77 |
| Prior Transfer Date | Oct 5, 2019 |
| Prior Transfer Doc | 0176810077 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Sep 3, 2026 |
| Property Address | 186 WESTBROOK DR, TOMS RIVER, NJ 08757-5624 |
| Document Number | 0000071958 |
| Book / Page | 20490 / 375 |
| Instrument Date | Aug 29, 2026 |
| Instrument | 202671958 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2026 |
| Title Company | ROCKET CLOSE LLC-RESIDENTIAL |
| Name | Verified Name |
|---|---|
| Address | 186 WESTBROOK DR, TOMS RIVER, NJ 08757-5624 |
| Document Number | 0000071958, |
|---|---|
| Date | Sep 3, 2026 |
| Book Page | 20490/375 |
| Instrument | 202671958 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Nov 14, 2019 |
| Property Address | 186 WESTBROOK DR, TOMS RIVER, NJ 08757-5624 |
| Document Number | 0176810077 |
| Book / Page | 017681 / 000077 |
| Instrument Date | Oct 5, 2019 |
| Instrument | 115657 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2019 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $107.76 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 186 WESTBROOK DR TOMS RIVER NJ 087575624, TOMS RIVER, NJ 08757-5624 |
The 2025 property tax bill for 186 Westbrook Dr was $3,170, up 7.4% from the year before.
Source: Ocean County and Berkeley Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Berkeley Township |
| Elementary School District | Berkeley Township School District (KG - 06) |
| Secondary School District | Central Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $122,400 (-) Land $30,000 Building $92,400 | $122,400 (-) Land $30,000 Building $92,400 | |
| 2025 | $3,170.00 (+7.42%) | $122,400 Land $30,000 Building $92,400 | $122,400 Land $30,000 Building $92,400 |
| 2024 | $2,951.00 | ||
| 2023 | $122,400 Land $30,000 Building $92,400 | $122,400 Land $30,000 Building $92,400 | |
| 2022 | $2,787.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 186 Westbrook Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 units insured incl. 9 condo units |
| Nearby Flood Claims | 2 (2012) |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 186 Westbrook Dr is moderate, ranking above 62% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 77% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY TOMS RIVER private · serves 123,184 people · EPA ID NJ1507005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
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