186 West Rd, Rye, NH 03870 Property Records

Rockingham County and Rye Town property record for 186 West Rd, Rye, NH 03870

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,282 sqft · built 1997
Lot Size	0.94 acres (40,946 sqft)
Owner	2 Individual Names on File
Last Sale	$710,000 (Jun 2020)
Tax Bill	$7,851 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RYEE M:007 B:119`

Property Details

APN / Parcel Number

Primary APN	`RYEE M:007 B:119`
Alternative APN	`1187`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,282 sqft Living Area
Gross Area	4,503 sqft
1st Floor Area	1,564 sqft
Basement Area	808 sqft
Unfinished Basement	808 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2006
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,946 sqft (0.94 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1187
Street Address	186 WEST RD
City	RYE
State	NH
Zip	03870-2535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRES
Legal Block	119
Jurisdiction	RYE TOWN NH
Township / Civil Division	RYE
Census Block Group	2
Census Block	2021
Census Tract	71001

Owner

186 West Rd is owned and occupied by two individuals who bought it in June 2020.

Source: Rockingham County and Rye Town records, as of April 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	186 WEST RD, RYE, NH 03870-2535
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2020 · Amount on File
Deed Sale	Jun 5, 2020 · Amount on File
Deed Document Number	202026253
Deed Book / Page	6123 / 1588
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RYE TOWN NH
Property Address	186 WEST RD, RYE, NH 03870-2535
Document Number	0061231590
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	186 WEST RD RYE NH 038702535, RYE, NH 03870-2535

Mortgage

Document Number	0061231590
Date	Jun 5, 2020
Book Page	006123/001590
Instrument	26254

Lender

Name	SERVICE CU
Type	Credit Union
Address	PORTSMOUTH, NH 03801

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 186 West Rd was $7,851, down 3.3% from the year before.

Source: Rockingham County and Rye Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Rockingham County
County Subdivision	Rye Town
Elementary School District	Rye School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,851.00 (-3.35%)	$938,000 (-) Land $459,600 Building $478,400
2024	$8,123.00 (+7.85%)	$938,000 (-) Land $459,600 Building $478,400
2023	$7,532.00 (+15.05%)	$938,000 (-) Land $459,600 Building $478,400	$838,565
2022	$6,547.00	$938,000 Land $459,600 Building $478,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 186 West Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	39 units insured incl. 10 condo units
Nearby Flood Claims	9 (2022–2024)
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 186 West Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.6% of New Hampshire
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RYE WATER DIST serves 4,300 people · EPA ID NH2041010
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20