Penobscot County and Bangor City property record for 186 Warren St, Bangor, ME 04401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,045 sqft · built 1900 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $212,000 (Dec 2025) |
| Tax Bill | $2,474 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Nov 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BANG M:034 L:218-A |
| Primary APN | BANG M:034 L:218-A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,045 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 4,792 sqft (0.11 acres) |
| Heating System | Hot Water |
|---|
| Account Number | 3145 |
|---|---|
| Street Address | 186 WARREN ST |
| City | BANGOR |
| State | ME |
| Zip | 04401-6267 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URD2 |
| Legal Lot Number | 218-A |
| Jurisdiction | BANGOR ME |
| Township / Civil Division | BANGOR |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 600 |
186 Warren St is owned by two individuals who bought it in December 2025.
Source: Penobscot County and Bangor City records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 207 S MAIN ST, BREWER, ME 04412-2384 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 15, 2025 | Warranty Deed, Transfer · Conventional Mortgage BANGOR SAVINGS BANK |
| Nov 24, 2020 | Deed of Trust, Mortgage · Line of Credit BANGOR SVGS BK |
| May 22, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage BANGOR SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2025 · Amount on File |
| Deed Sale | Dec 15, 2025 · Amount on File |
| Prior Sale | May 22, 2019 · Amount on File |
| Deed Document Number | 202534484 |
| Deed Book / Page | 17728 / 48 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BANGOR ME |
| Recording Date | Dec 15, 2025 |
| Property Address | 186 WARREN ST, BANGOR, ME 04401-6267 |
| Document Number | 0177280048 |
| Book / Page | 17728 / 48 |
| Instrument Date | Dec 12, 2025 |
| Instrument | 34484 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 207 S MAIN ST, BREWER, ME 04412-2384 |
| Document Number | 0000034485 |
|---|---|
| Date | Dec 15, 2025 |
| Instrument | 34485 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANGOR ME |
| Property Address | 186 WARREN ST, BANGOR, ME 04401-6267 |
| Document Number | 0158020185 |
| Instrument Date | Nov 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 186 WARREN ST BANGOR ME 044016267, BANGOR, ME 04401-6267 |
| Document Number | 0158020185 |
|---|---|
| Date | Nov 25, 2020 |
| Book Page | 015802/000185 |
| Instrument | 39518 |
| Name | BANGOR SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | BANGOR, ME 04402-2805 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BANGOR ME |
| Recording Date | May 22, 2019 |
| Property Address | 186 WARREN ST, BANGOR, ME 04401-6267 |
| Document Number | 0151520154 |
| Book / Page | 15152 / 154 |
| Instrument Date | May 21, 2019 |
| Instrument | 13624 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 240 PARKVIEW AVE # 1, 1, BANGOR, ME 04401-4063 |
| Document Number | 13625 |
|---|---|
| Date | May 22, 2019 |
| Instrument | 13625 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 186 Warren St was $2,474, down 1.9% from the year before.
Source: Penobscot County and Bangor City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| Municipality | Bangor City |
| Unified School District | Bangor (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,474.00 (-1.86%) | $139,800 (+2.87%) Land $11,300 Building $128,500 | |
| 2024 | $2,521.00 (+6.69%) | $135,900 (+10.13%) Land $11,300 Building $124,600 | $190,665 |
| 2023 | $2,363.00 (+8.54%) | $123,400 (+15.65%) Land $11,300 Building $112,100 | |
| 2022 | $2,177.00 | $106,700 Land $11,300 Building $95,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 186 Warren St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 7, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 186 Warren St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.7% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BANGOR WATER DISTRICT serves 27,298 people · EPA ID ME0090110 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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