186 Warren Rd, Townsend, MA 01469 Property Records

Middlesex County and Townsend Town property record for 186 Warren Rd, Townsend, MA 01469

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 4,058 sqft · built 2005
Lot Size	3.01 acres (131,116 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Jul 2019)
Tax Bill	$9,712 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jun 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`TOWN M:0031 B:0036 L:0001`

Property Details

APN / Parcel Number

Primary APN	`TOWN M:0031 B:0036 L:0001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	4,058 sqft Living Area
Gross Area	4,974 sqft
Basement Area	1,196 sqft
Unfinished Basement	120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	131,116 sqft (3.01 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	186 WARREN RD
City	TOWNSEND
State	MA
Zip	01469-1420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB2
Legal Block	36
Legal Lot Number	1
Jurisdiction	TOWNSEND MA
Township / Civil Division	TOWNSEND
Census Block Group	2
Census Block	2015
Census Tract	301102

Owner

Source: Middlesex County and Townsend Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	186 WARREN RD, TOWNSEND, MA 01469-1420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · Line of Credit ROCKLAND FCU
Jun 23, 2021	Deed of Trust, Mortgage · Line of Credit HANSCOM FCU
Sep 20, 2017	Deed of Trust, Mortgage NATIONSTAR MORTGAGE LLC
May 28, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance EVOLVE BANK & TRUST
Jul 24, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ENVISION BANK
Apr 26, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2019 · Amount on Record
Deed Sale	Jul 24, 2019 · Amount on Record
Prior Sale	Jun 9, 2006 · Amount on Record
Deed Document Number	2019106757
Deed Book / Page	72984 / 403
Last Transfer Date	May 22, 2020
Transfer Doc	74767-170
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNSEND MA
Recording Date	Jun 9, 2026
Property Address	186 WARREN RD, TOWNSEND, MA 01469-1420
Document Number	085713-547
Book / Page	85713 / 547
Instrument Date	Jun 4, 2026
Instrument	202668448
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 WARREN RD, TOWNSEND, MA 01469-1420

Mortgage

Document Number	0000068448,
Date	Jun 9, 2026
Book Page	85713/547
Instrument	202668448

Lender

Name	ROCKLAND FCU

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNSEND MA
Property Address	186 WARREN RD, TOWNSEND, MA 01469-1420
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	078082-575
Date	Jun 23, 2021
Book Page	78082/575
Instrument	142069

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNSEND MA
Property Address	186 WARREN RD, TOWNSEND, MA 01469-1420
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69955-580
Date	Sep 20, 2017
Book Page	69955/580
Instrument	152269

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2037

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOWNSEND MA
Recording Date	May 28, 2020
Property Address	186 WARREN RD, TOWNSEND, MA 01469-1420
Document Number	74767-170
Book / Page	74767 / 170
Instrument Date	May 22, 2020
Instrument	81092
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 WARREN RD, TOWNSEND, MA 01469-1420

Mortgage

Document Number	74767-172
Date	May 28, 2020
Book Page	74767/172
Instrument	81093

Lender

Name	EVOLVE BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOWNSEND MA
Recording Date	Jul 24, 2019
Property Address	186 WARREN RD, TOWNSEND, MA 01469-1420
Document Number	72984-403
Book / Page	72984 / 403
Instrument Date	Jul 18, 2019
Instrument	106757
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 WARREN RD, TOWNSEND, MA 01469-1420

Mortgage

Document Number	106758
Date	Jul 24, 2019
Instrument	106758

Lender

Name	ENVISION BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNSEND MA
Property Address	186 WARREN RD, TOWNSEND, MA 01469-1420
Document Number	71023-74
Instrument Date	Apr 26, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 WARREN RD TOWNSEND MA 014691420, TOWNSEND, MA 01469-1420

Mortgage

Document Number	71023-74
Date	May 17, 2018
Book Page	071023/000074
Instrument	69467

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Townsend Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Townsend Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,712.00 (+2.98%)	$668,900 (+2.2%) Land $104,800 Building $564,100	$686,375 (+8.27%)
2024	$9,431.00 (+0.15%)	$654,500 (+6.06%) Land $104,800 Building $549,700	$633,935
2023	$9,417.00	$617,100 Land $91,800 Building $525,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2007–2010)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

4G LTE (outdoors only), no 5G reported

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