Allen County property record for 186 W Lane Ave, Lima, OH 45801
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 816 sqft · built 1957 |
| Lot Size | 0.204 acres (8,886 sqft) |
| Owner | Company Name on File |
| Last Sale | $195,000 (Dec 2024) |
| Tax Bill | $765 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Jul 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 37-1910-04-010.000 |
| Primary APN | 37-1910-04-010.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 816 sqft Living Area |
| Gross Area | 836 sqft |
| 1st Floor Area | 816 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 8,886 sqft (0.204 acres) |
| Lot Dimensions | 120 ft deep x 74 ft wide |
| Porch | Stoop |
|---|---|
| Porch Area | 260 sqft |
| Patio Area | 36 sqft |
| Canopy | 260 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 186 W LANE AVE |
|---|---|
| City | LIMA |
| State | OH |
| Zip | 45801-2813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORTHERN HEIGHTS ADDITION LOTS 10776 10777 & 10778 E ENDS & VAC ALLEY FF 69.00 |
| Legal Subdivision | NORTHERN HEIGHTS ADDITION |
| Legal Lot Number | 10776 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | LIMA |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 12400 |
186 W Lane Ave is owned by a company that bought it in December 2024.
Source: Allen County records, as of June 9, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2309 KENSINGTON DR, SAINT MARYS, OH 45885-3310 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 5, 2024 | Deed of Trust, Mortgage · Commercial Mortgage REM INVESTMENTS LLC A KANSAS LIMITED LIA |
| Jul 20, 2023 | Deed of Trust, Mortgage · Commercial Mortgage URBAN BAY FINANCIAL LLC |
| Dec 21, 2021 | Warranty Deed, Transfer · Construction Mortgage MCU FINANCIAL CENTER CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 16, 2024 · Amount on File |
| Deed Sale | Dec 16, 2024 · Amount on File |
| Prior Sale | Dec 21, 2021 · Amount on File |
| Deed Document Number | 202411546 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 186 W LANE AVE, LIMA, OH 45801-2813 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1520 BRYDEN RD, COLUMBUS, OH 43205-2125 |
| Document Number | 1050000115 |
|---|---|
| Date | Jan 5, 2024 |
| Book Page | 2024/115 |
| Instrument | 202401050000115 |
| Name | REM INVESTMENTS LLC A KANSAS LIMITED LIA |
|---|---|
| Type | Non-Lending Institution |
| Address | 5025 E KELLOGG DR, WICHITA, KS 67218 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 186 W LANE AVE, LIMA, OH 45801-2813 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 7200006209 |
|---|---|
| Date | Jul 20, 2023 |
| Book Page | 2023/6209 |
| Instrument | 202307200006209 |
| Name | URBAN BAY FINANCIAL LLC |
|---|---|
| Address | LAS VEGAS, NV 89131 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jun 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Dec 21, 2021 |
| Property Address | 186 W LANE AVE, LIMA, OH 45801-2813 |
| Document Number | 12210017608 |
| Book / Page | 2021 / 17608 |
| Map Reference | MB 3 PG 300 |
| Instrument Date | Nov 10, 2021 |
| Instrument | 202112210017608 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6250 GRIFFIN RD # 109, 109, DAVIE, FL 33314-4421 |
| Investor | Possibly a Property Investor |
| Document Number | 12210017616 |
|---|---|
| Date | Dec 21, 2021 |
| Book Page | 2021/17616 |
| Instrument | 202112210017616 |
| Name | MCU FINANCIAL CENTER CU |
|---|---|
| Type | Credit Union |
| Address | BRECKSVILLE, OH 44141 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 186 W Lane Ave was $765, up 0.4% from the year before.
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| Municipality | Lima City |
| Unified School District | Lima City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $765.00 (+0.39%) | $19,640 (-) Land $5,110 Building $14,530 | $56,100 (-) Land $14,600 Building $41,500 |
| 2024 | $762.00 (+15.45%) | $19,640 (+36.11%) Land $5,110 Building $14,530 | $56,100 Land $14,600 Building $41,500 |
| 2023 | $660.00 (-4.21%) | $14,430 (-) Land $3,750 Building $10,680 | |
| 2022 | $689.00 | $14,430 Land $3,750 Building $10,680 | |
| 2021 | $41,200 Land $10,700 Building $30,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 186 W Lane Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AO, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 186 W Lane Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIMA CITY serves 65,619 people · EPA ID OH0200811 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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