186 Victory Ave, Salem, NJ 08079 Property Records

Salem County and Salem City property record for 186 Victory Ave, Salem, NJ 08079

Property Summary

Property TypeSingle Family Home
Details1,468 sqft · built 1944
Lot Size0.184 acres (8,024 sqft)
OwnerIndividual Name on Record
Last Sale$188,000 (Sep 2021)
Tax Bill$4,625 (2025)
Deeds & MortgagesJun 2019 Refinance
Sep 2021 Sale & Mortgage
+ 3 more
Flood ZoneZone AE (high risk)
APN13-00110-0000-00008

Property Details

APN / Parcel Number

Primary APN13-00110-0000-00008
Alternative APN
  • 130011000008

Interior

Building Area1,468 sqft Living Area

Exterior

Year BuiltBuilt 1944
Effective Year BuiltEffective 1944
Construction TypeFrame
Lot Area8,024 sqft (0.184 acres)
Lot Dimensions136 ft deep x 59 ft wide

Location & Zoning

Street Address186 VICTORY AVE
CitySALEM
StateNJ
Zip08079-1637
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionCHESTNUT TERRACE
Legal Block110
Legal Lot Number8
JurisdictionSALEM NJ
Township / Civil DivisionSALEM
Census Block Group1
Census Block1018
Census Tract22100

Owner

Source: Salem County and Salem City records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address186 VICTORY AVE, SALEM, NJ 08079-1637
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
PENNSVILLE NATIONAL BANK
Sep 24, 2021Deed, Transfer · USDA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jan 8, 2021Intrafamily Transfer, Transfer · Stand-Alone Refinance
PENNSVILLE NATIONAL BANK
May 15, 2019Deed of Trust, Mortgage · Conventional with PMI
PENNSVILLE NAT'L BK
Mar 27, 2018Deed of Trust, Mortgage · Conventional Mortgage
PENNSVILLE NAT'L BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 24, 2021 · Amount on Record
Deed SaleSep 24, 2021 · Amount on Record
Prior SaleJul 23, 2014 · Amount on Record
Deed Document Number202111079
Deed Book / Page4604 / 1536
Prior Transfer DateDec 23, 2020
Prior Transfer Doc0045731175
Record UpdatedOct 29, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSALEM NJ
Property Address186 VICTORY AVE, SALEM, NJ 08079-1637
Transaction TypeMortgage
Record UpdatedAug 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0045251410
DateJun 10, 2019
Book Page4525/1410
Instrument2019005427
Lender
NamePENNSVILLE NATIONAL BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term61 Months
DueJul 1, 2024

September 2021: Deed, Transfer

Document TypeDeed
JurisdictionSALEM NJ
Recording DateSep 24, 2021
Property Address186 VICTORY AVE, SALEM, NJ 08079-1637
Document Number0046041536
Book / Page4604 / 1536
Instrument DateSep 23, 2021
Instrument2021011079
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanySALEM OAK TITLE AGENCY INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$854.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address186 VICTORY AVE, 186, SALEM, NJ 08079-1637

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 VICTORY AVE, PENNSVILLE, NJ 08070-1132
InvestorPossibly a Property Investor

Mortgage

Document Number2021011080
DateSep 24, 2021
Instrument2021011080
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

January 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSALEM NJ
Recording DateJan 8, 2021
Property Address186 VICTORY AVE, SALEM, NJ 08079-1637
Document Number0045731175
Book / Page4573 / 1175
Instrument DateDec 23, 2020
Instrument2021000201
Transaction TypeTransfer
Record UpdatedAug 18, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address186 VICTORY AVE, SALEM, NJ 08079-1637

Mortgage

Document Number2021000203
DateJan 8, 2021
Instrument2021000203
Lender
NamePENNSVILLE NATIONAL BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term35 Months
DueDec 28, 2023
Interest
Rate2.87%

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSALEM NJ
Property Address186 VICTORY AVE, SALEM, NJ 08079-1637
Document Number0045751730
Instrument DateMay 15, 2019
Transaction TypeMortgage
Record UpdatedMar 12, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address186 VICTORY AVE SALEM NJ 080791637, SALEM, NJ 08079-1637

Mortgage

Document Number0045751730
DateJan 25, 2021
Book Page004575/001730
Instrument1004
Lender
NamePENNSVILLE NAT'L BK
TypeBank
AddressPENNSVILLE, NJ 08070
Agreement
TypeConventional with PMI
AmountAmount Recorded

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSALEM NJ
Property Address186 VICTORY AVE, SALEM, NJ 08079-1637
Document Number0044020661
Instrument DateMar 27, 2018
Transaction TypeMortgage
Record UpdatedJul 17, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address186 VICTORY AVE SALEM NJ 080791637, SALEM, NJ 08079-1637

Mortgage

Document Number0044020661
DateApr 11, 2018
Book Page004402/000661
Instrument127316
Lender
NamePENNSVILLE NAT'L BK
TypeBank
AddressPENNSVILLE, NJ 08070
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueApr 10, 2023
Interest
Rate5.62%

Tax Assessment & Valuation

Source: Salem County and Salem City assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySalem County
MunicipalitySalem City
Unified School DistrictSalem City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$53,600 (-) Land $16,600 Building $37,000$53,600 (-) Land $16,600 Building $37,000
2025$4,625.00 (+4.95%)$53,600 (-) Land $16,600 Building $37,000$53,600 (-) Land $16,600 Building $37,000
2024$4,407.00 (+9.38%)
2023$53,600 Land $16,600 Building $37,000$53,600 Land $16,600 Building $37,000
2022$4,029.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 58 policies
Nearby Flood Policies58 in force
Nearby Flood Claims13 (1978–2020)
Most Recent ClaimAug 2020 · Tropical Storm Isaias
Claims by Event
  • Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 92% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - SALEM CITY
private · serves 4,794 people · EPA ID NJ1712001
Water SourceGroundwater
Last State InspectionJun 2022
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

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