Bergen County and Dumont Borough property record for 186 Veterans Plz, Dumont, NJ 07628
| Property Type | Single Family Home |
|---|---|
| Details | 1,080 sqft · built 1947 |
| Lot Size | 0.037 acres (1,603 sqft) |
| Owner | Individual Name on File |
| Last Sale | $202,800 (Jul 2010) |
| Tax Bill | $7,642 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00823-0000-00012 |
| Primary APN | 10-00823-0000-00012 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,080 sqft Living Area |
|---|
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Lot Area | 1,603 sqft (0.037 acres) |
| Lot Dimensions | 89 ft deep x 18 ft wide |
| Account Number | 103400 |
|---|---|
| Street Address | 186 VETERANS PLZ |
| City | DUMONT |
| State | NJ |
| Zip | 07628-2927 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Description | 18X89 |
| Legal Block | 823 |
| Legal Lot Number | 12 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DUMONT |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 10200 |
186 Veterans Plz is owned and occupied by an individual who bought it in July 2010.
Source: Bergen County and Dumont Borough records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 186 VETERANS PLZ, DUMONT, NJ 07628-2927 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 27, 2026 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Jun 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2010 · Amount on File |
| Deed Sale | Jul 21, 2010 · Amount on File |
| Prior Sale | Jul 25, 2006 · Amount on File |
| Deed Document Number | 20104810910 |
| Deed Book / Page | 481 / 910 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 186 VETERANS PLZ, DUMONT, NJ 07628-2927 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0057571289 |
|---|---|
| Date | Mar 27, 2026 |
| Book Page | 5757/1289 |
| Instrument | 2026020423 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 5, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 186 VETERANS PLZ, DUMONT, NJ 07628-2927 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2021 |
| Title Company | INSIGHT TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0042370270 |
|---|---|
| Date | Jun 25, 2021 |
| Book Page | 4237/270 |
| Instrument | 2021102862 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
The 2025 property tax bill for 186 Veterans Plz was $7,642, down 8.3% from the year before.
Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Dumont Borough |
| Unified School District | Dumont Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $354,900 (+8.67%) Land $198,800 Building $156,100 | $354,900 (+8.67%) Land $198,800 Building $156,100 | |
| 2025 | $7,642.00 (-8.34%) | $326,600 Land $179,300 Building $147,300 | $326,600 Land $179,300 Building $147,300 |
| 2024 | $8,337.00 | ||
| 2023 | $205,100 Land $108,900 Building $96,200 | $205,100 Land $108,900 Building $96,200 | |
| 2022 | $7,964.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 186 Veterans Plz in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 186 Veterans Plz is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 828 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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