186 Vera Ruby Ln, Everett, PA 15537 Property Records

Bedford County property record for 186 Vera Ruby Ln, Everett, PA 15537 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Rural Home
Year Built	Built 2014
Square Footage	2,136 sqft Living Area
Lot Size	1,904,008 sqft (43.7 acres)
Garage	Attached
Occupancy	Owner Occupied
Tax Bill	$4,712.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`G.10-0.00-059-B`

Interior

Building Area	2,136 sqft Living Area
Stories	1 Stories

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Lot Area	1,904,008 sqft (43.7 acres)
Garage Type	Attached Garage
Shed	1 Shed
Pole Structure	Pole Structure

Location & Zoning

Street Address	186 VERA RUBY LN
City	EVERETT
State	PA
Zip	15537-4373
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Jurisdiction	BEDFORD PA
Minor Civil Division	WEST PROVIDENCE
Census Blockgroup	5
Census Block	5007
Census Tract	960600

Owner

Source: Bedford County records · APN G.10-0.00-059-B

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	186 VERA RUBY LN, EVERETT, PA 15537-4373
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Oct 01, 2012
Transfer Doc	1448/833
Record Refreshed	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	186 VERA RUBY LN, EVERETT, PA 15537-4373
Transaction Type	Mortgage
Record Updated	May 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 VERA RUBY LN, EVERETT, PA 15537-4373

Mortgage

Document Number	02022/2523
Date	May 12, 2022
Book Page	2022/2523
Instrument	2022-002523

Lender

Name	HOMETOWN BANK OF PENNSYLVANIA
Type	Bank
Address	ERIE, PA 16522

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Bedford County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bedford County
County Subdivision	West Providence Township
Unified School District	Everett Area School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,712.00 (+6.46%)	$271,610 (-) Land $40,710 Building $230,900	$271,610 (-17.97%) Land $100,200 Building $230,900
2025	$4,426.00 (+1.72%)	$271,610 (-) Land $40,710 Building $230,900	$331,100 (-) Land $100,200 Building $230,900
2023	$4,351.00 Additional exemption filed	$271,610 Land $40,710 Building $230,900
2012			$331,100 Land $100,200 Building $230,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bedford County (42009C), updated May 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 34% of the US · above 83% of Pennsylvania
Wildfire Likelihood	About 1 in 3,226 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.