Bradford County property record for 186 Upper Everts Dr, Troy, PA 16947
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · built 1980 |
| Lot Size | 6 acres (261,360 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,806 (2026) |
| Deeds & Mortgages | Jun 2017 Mortgage Jun 2018 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 53-067.00-069-000-000 |
| Primary APN | 53-067.00-069-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Lot Area | 261,360 sqft (6 acres) |
| Street Address | 186 UPPER EVERTS DR |
|---|---|
| City | TROY |
| State | PA |
| Zip | 16947-8937 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE |
| Jurisdiction | BRADFORD PA |
| Township / Civil Division | COLUMBIA |
| Census Block Group | 1 |
| Census Block | 1085 |
| Census Tract | 950700 |
Source: Bradford County records, as of April 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 186 UPPER EVERTS DR, TROY, PA 16947-8937 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 22, 2017 | Deed of Trust, Mortgage · Commercial Mortgage CITIZENS & NORTHERN BANK |
| Jun 12, 2018 | Deed, Construction Loan · Construction Mortgage FIRST CITIZENS COMMUNITY BANK |
| May 23, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 19, 2017 |
| Transfer Doc | 0201706310 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADFORD PA |
| Property Address | 186 UPPER EVERTS DR, TROY, PA 16947-8937 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201708724 |
|---|---|
| Date | Jun 22, 2017 |
| Instrument | 201708724 |
| Name | CITIZENS & NORTHERN BANK |
|---|---|
| Type | Bank |
| Address | TROY, PA 16947 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | BRADFORD PA |
| Recording Date | Jun 12, 2018 |
| Property Address | 186 UPPER EVERTS DR, TROY, PA 16947-8937 |
| Document Number | 0201808075 |
| Instrument Date | May 29, 2018 |
| Instrument | 201808075 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 186 UPPER EVERTS DR, 186, TROY, PA 16947-8937 |
| Name | Verified Name |
|---|---|
| Address | 186 UPPER EVERTS DR, TROY, PA 16947-8937 |
| Document Number | 0201808076 |
|---|---|
| Date | Jun 12, 2018 |
| Instrument | 201808076 |
| Name | FIRST CITIZENS COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 253 Months |
| Due | Jul 1, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Jun 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 7.5% |
| Index | 1-Year LIBOR |
| Margin | 3 |
| Max Rate | 10.5% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BRADFORD PA |
| Recording Date | May 23, 2017 |
| Property Address | 186 UPPER EVERTS DR, TROY, PA 16947-8937 |
| Document Number | 0201706310 |
| Instrument Date | May 19, 2017 |
| Instrument | 201706310 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 186 UPPER EVERTS DR, TROY, PA 16947-8937 |
Source: Bradford County assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Bradford County |
| County Subdivision | Columbia Township |
| Unified School District | Troy Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,806.00 (+4.97%) | $91,300 (-) | |
| 2025 | $5,531.00 (+4.65%) | $91,300 (-) | |
| 2024 | $5,285.00 | $91,300 | |
| 1999 | $247,187 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 10 (1994–2018) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Aug 2018 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Empire Long Distance Fiber | 1,000 / 100 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
| T-Mobile Fixed Wireless | 25 / 3 |
5G and 4G LTE (outdoors only)
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