Bergen County and Paramus Borough property record for 186 Truman Ter, Paramus, NJ 07652
| Property Type | Single Family Home |
|---|---|
| Details | 1,908 sqft · built 1965 |
| Lot Size | 0.28 acres (12,183 sqft) |
| Owner | Individual Name on File |
| Last Sale | $490,000 (Mar 2013) |
| Tax Bill | $10,715 (2025) |
| Deeds & Mortgages | May 2018 Line of Credit Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-04102-0000-00001 |
| Primary APN | 46-04102-0000-00001 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,908 sqft Living Area |
| 1st Floor Area | 1,908 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Construction Type | Frame |
| Lot Area | 12,183 sqft (0.28 acres) |
| Account Number | 322200 |
|---|---|
| Street Address | 186 TRUMAN TER |
| City | PARAMUS |
| State | NJ |
| Zip | 07652-1612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R100 |
| Legal Description | 92XIRR 5LT |
| Legal Subdivision | SUNNYSIDE GARDENS SEC 2 |
| Legal Block | 4102 |
| Legal Lot Number | 1 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | PARAMUS |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 42400 |
Source: Bergen County and Paramus Borough records · APN 46-04102-0000-00001
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 200 WINSTON DR, 3010, CLIFFSIDE PARK, NJ 07010-3234 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2018 | Deed of Trust, Mortgage · Line of Credit COLUMBIA BK |
| Oct 19, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FIN'L SVCS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 23, 2013 · Amount on Record |
| Deed Sale | Mar 23, 2013 · Amount on Record |
| Deed Book / Page | 1328 / 812 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 186 TRUMAN TER, PARAMUS, NJ 07652-1612 |
| Document Number | 0029542473 |
| Instrument Date | May 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 186 TRUMAN TER PARAMUS NJ 076521612, PARAMUS, NJ 07652-1612 |
| Document Number | 0029542473 |
|---|---|
| Date | Jun 01, 2018 |
| Book Page | 002954/002473 |
| Instrument | 38360 |
| Name | COLUMBIA BK |
|---|---|
| Type | Bank |
| Address | FAIR LAWN, NJ 07410 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 186 TRUMAN TER, PARAMUS, NJ 07652-1612 |
| Document Number | 0027741787 |
| Book / Page | 002774 / 001787 |
| Instrument Date | Oct 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2017 |
| Title Company | WESTCOR LAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 186 TRUMAN TER PARAMUS NJ 076521612, PARAMUS, NJ 07652-1612 |
| Document Number | 0027741787 |
|---|---|
| Date | Nov 02, 2017 |
| Book Page | 002774/001787 |
| Name | HOMEBRIDGE FIN'L SVCS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2047 |
Source: Bergen County and Paramus Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Paramus Borough |
| Unified School District | Paramus Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $762,800 (+6.72%) Land $484,500 Building $278,300 | $762,800 (+6.72%) Land $484,500 Building $278,300 | |
| 2025 | $10,715.00 (+10.33%) | $714,800 (+16.7%) Land $442,600 Building $272,200 | $714,800 (+16.7%) Land $442,600 Building $272,200 |
| 2024 | $9,712.00 (+9%) | ||
| 2023 | $612,500 Land $364,400 Building $248,100 | $612,500 Land $364,400 Building $248,100 | |
| 2022 | $8,910.00 |
Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 6 (1984–2011) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 314 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures