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186 Trigger Trl, Ardmore, AL 35739 Property Records

Madison County property record for 186 Trigger Trl, Ardmore, AL 35739 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,783 sqft · built 2003
Lot Size2.9 acres (126,324 sqft)
OwnerIndividual Name on File
Last Sale$489,900 (Feb 2026)
Tax Bill$1,056 (2025)
Deeds & MortgagesJul 2023 Line of Credit
Feb 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-04-17-0-002-023.000

Property Details

APN / Parcel Number

Primary APN05-04-17-0-002-023.000
Alternative APNs
  • 308977
  • 610453

Interior

Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,783 sqft Living Area
1st Floor Area1,872 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Exterior MaterialBrick
Construction TypeWood
Foundation TypeRetaining Wall
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area126,324 sqft (2.9 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number610453
Street Address186 TRIGGER TRL
CityARDMORE
StateAL
Zip35739-9546
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 17 T1S R2W COM SW COR SEC 17 TH E 770.35 FT TH N 965.66 FT TH W TO W MAR TRIGGER TRL & POB TH N ALG W MAR OF SD ROW 217.2
Legal Range02W
Legal Township01
Legal Section17
Legal SubdivisionWHITTS ACRES
Legal Lot Number41
JurisdictionMADISON AL
Township / Civil DivisionMADISON CROSSROADS
Census Block Group1
Census Block1001
Census Tract10406

Owner

Source: Madison County records · APN 05-04-17-0-002-023.000

Assessment roll updated January 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address207 BACKWOOD TRL, HAZEL GREEN, AL 35750-9179
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 03, 2023Deed of Trust, Mortgage · Line of Credit
CITIZENS TRI-COUNTY BANK
Feb 19, 2026Deed, Transfer · Conventional Mortgage
FIRSTBANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 19, 2026 · Amount on Record
Deed SaleFeb 19, 2026 · Amount on Record
Prior SaleMay 02, 2023 · Amount on Record
Deed Document NumberED20266455
Deed Book / PageDEED2026 / 6455
Record UpdatedJun 08, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON AL
Property Address186 TRIGGER TRL, ARDMORE, AL 35739-9546
Transaction TypeMortgage
Record UpdatedMar 06, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address186 TRIGGER TRAIL, ARDMORE, TN 38449

Mortgage

Document Number0000107494
DateJul 03, 2023
Book PageMTG 2023/107494
Lender
NameCITIZENS TRI-COUNTY BANK
TypeBank
AddressTULLAHOMA, TN 37388
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2026: Deed, Transfer

Document TypeDeed
JurisdictionMADISON AL
Recording DateFeb 19, 2026
Property Address186 TRIGGER TRL, ARDMORE, AL 35739-9546
Document Number0000006455
Book / PageDEED2026 / 6455
Instrument DateFeb 13, 2026
Transaction TypeTransfer
Record UpdatedMar 06, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address186 TRIGGER TRL, ARDMORE, AL 35739-9546

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address207 BACKWOOD TRL, HAZEL GREEN, AL 35750-9179

Mortgage

Document Number0202631857
DateFeb 19, 2026
Instrument2026/31857
Lender
NameFIRSTBANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2056

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated January 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,056.00 (+47.28%) Homeowner's exemption$36,480 (+44.88%) Land $5,220 Building $31,260$364,700 (+44.84%) Land $52,200 Building $312,500
2023$717.00 (+4.22%) Homeowner's exemption$25,180 (+23.07%) Land $5,400 Building $19,780$251,800 (+23.07%) Land $54,000 Building $197,800
2022$688.00 Homeowner's exemption$20,460 Land $3,300 Building $17,160$204,600 Land $33,000 Building $171,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (01089C), updated September 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 8% of Alabama
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 20 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
West Kentucky Rural Telephone Cooperative Corp.Fiber2,000 / 2,000
Mediacom CommunicationsCable1,000 / 50
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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