186 Tranquil Trl, Dunlap, TN 37327 Property Records

Sequatchie County property record for 186 Tranquil Trl, Dunlap, TN 37327

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,808 sqft · built 2006
Lot Size	4.69 acres (204,732 sqft)
Owner	2 Individual Names on Record
Last Sale	$445,000 (Jul 2020)
Tax Bill	$2,223 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`077049 03004`

Property Details

APN / Parcel Number

Primary APN	`077049 03004`
Alternative APN	`049 03004`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,808 sqft Living Area
1st Floor Area	1,248 sqft
Upper Floors Area	880 sqft
Basement Area	1,280 sqft
Finished Basement	1,080 sqft
Unfinished Basement	200 sqft
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2010
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	204,732 sqft (4.69 acres)
Terrain	Rolling
Driveway	Driveway
Driveway Area	1 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	320 sqft
Deck Area	27 sqft
Patio Area	541 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	186 TRANQUIL TRL
City	DUNLAP
State	TN
Zip	37327-6991
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 2; SUBDIVISION: GREENFIELDS WEST
Legal Subdivision	GREENFIELDS WEST
Legal Lot Number	204A
Jurisdiction	SEQUATCHIE TN
Township / Civil Division	9
Census Block Group	1
Census Block	1037
Census Tract	60102

Owner

Source: Sequatchie County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	186 TRANQUIL TRL, DUNLAP, TN 37327-6991
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2022	Deed of Trust, Mortgage · Non-Conforming Investor Loan TRUIST BANK
Jul 27, 2020	Warranty Deed, Transfer · Conventional with PMI PEOPLES HM EQUITY
Oct 12, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2020 · Amount on Record
Deed Sale	Jul 27, 2020 · Amount on Record
Prior Sale	Oct 12, 2018
Deed Document Number	20001763
Deed Book / Page	401 / 595
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEQUATCHIE TN
Property Address	186 TRANQUIL TRL, DUNLAP, TN 37327-6991
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 TRANQUIL TRL, DUNLAP, TN 37327-6991

Mortgage

Document Number	0000000067
Date	Jan 6, 2022
Book Page	434/40
Instrument	22000067

Lender

Name	TRUIST BANK
Type	Bank
Address	NASHVILLE, TN 37219

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded
Term	359 Months
Due	Dec 17, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	Jul 27, 2020
Property Address	186 TRANQUIL TRL, DUNLAP, TN 37327-6991
Document Number	0000001763
Book / Page	000401 / 000595
Instrument Date	Jul 8, 2020
Instrument	1763
Transaction Type	Transfer
Record Updated	Aug 18, 2020
Title Company	NORTHSHORE TITLE AND ESCROW, NORTHSHORE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,647.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	186 TRANQUIL TRL DUNLAP TN 373276991, DUNLAP, TN 37327-6991

Mortgage

Document Number	1764
Date	Jul 27, 2020
Book Page	000401/000597
Instrument	1764

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2050

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	Oct 12, 2018
Property Address	186 TRANQUIL TRL, DUNLAP, TN 37327-6991
Document Number	0000002339
Book / Page	000374 / 000613
Instrument Date	Oct 12, 2018
Instrument	2339
Transaction Type	Transfer
Record Updated	Oct 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	186 TRANQUIL TRL DUNLAP TN 373276991, DUNLAP, TN 37327-6991

Tax Assessment & Valuation

Source: Sequatchie County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Sequatchie County
Unified School District	Sequatchie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,223.00	$121,025 (-) Land $30,800 Building $90,225
2023	$2,223.00 (-16.02%)	$121,025 (+11.65%) Land $30,800 Building $90,225	$484,100 (+11.65%) Land $123,200 Building $360,900
2022	$2,647.00	$108,400 Land $55,400 Building $53,000	$433,600 Land $221,600 Building $212,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 86% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAGLE-FREDONIA U.D. serves 3,363 people · EPA ID TN0000927
Water Source	Purchased surface water from BIG CREEK UTILITY DISTRICT
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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