Macon County property record for 186 Thunder Rdg, Franklin, NC 28734
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,092 sqft · built 1983 |
| Lot Size | 2.99 acres (130,244 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $647 (2026) |
| Deeds & Mortgages | Nov 2021 Mortgage Sep 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 7517220752 |
| Primary APN | 7517220752 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,092 sqft Heated Area |
| 1st Floor Area | 1,092 sqft |
| Basement Area | 1,092 sqft |
| Unfinished Basement | 1,092 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 130,244 sqft (2.99 acres) |
| Terrain | Rolling |
| Deck Area | 264 sqft |
| Patio Area | 264 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 140836 |
|---|---|
| Street Address | 186 THUNDER RDG |
| City | FRANKLIN |
| State | NC |
| Zip | 28734-5733 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | WATAUGA ROAD |
| Jurisdiction | MACON NC |
| Township / Civil Division | MILLSHOAL |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 970400 |
186 Thunder Rdg is owned and occupied by an individual who acquired it in September 2017.
Source: Macon County records, as of October 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 186 THUNDER RDG, FRANKLIN, NC 28734-5733 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Sep 27, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 26, 2017 |
| Transfer Doc | E38/1550 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 186 THUNDER RDG, FRANKLIN, NC 28734-5733 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | K41/1225 |
|---|---|
| Date | Nov 16, 2021 |
| Book Page | K-41/1225 |
| Instrument | 2021010828 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | Sep 27, 2017 |
| Property Address | 186 THUNDER RDG, FRANKLIN, NC 28734-5733 |
| Document Number | E38/1550 |
| Book / Page | E-38 / 1550 |
| Map Reference | MB L-10 PG 206 |
| Instrument Date | Sep 26, 2017 |
| Instrument | 2017006572 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 186 THUNDER RDG, FRANKLIN, NC 28734-5733 |
The 2026 property tax bill for 186 Thunder Rdg was $647.
Source: Macon County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $647.00 | $149,060 (-) Land $41,780 Building $107,280 | $149,060 (-) Land $41,780 Building $107,280 |
| 2025 | $647.00 | $149,060 Land $41,780 Building $107,280 | $149,060 Land $41,780 Building $107,280 |
| 2023 | $635.00 | $149,060 Land $41,780 Building $107,280 | $149,060 Land $41,780 Building $107,280 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 186 Thunder Rdg in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 186 Thunder Rdg is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Optimum.
4G LTE (outdoors only), no 5G reported
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