186 Terrell Rd E, Charlottesville, VA 22901 Property Records

Albemarle County property record for 186 Terrell Rd E, Charlottesville, VA 22901 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	6 Beds
Bathrooms	5.5 Baths
Year Built	Built 1999
Square Footage	4,165 sqft Finished Area
Lot Size	194,713 sqft (4.47 acres)
Garage	576 sqft
Last Sale	$1,725,000 (2025)
Tax Bill	$15,060.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`06000-00-00-076D1`
Alternative APN	`20605`

Interior

Bedrooms	6 Beds
Full Baths	5.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	12 Rooms
Building Area	4,165 sqft Finished Area
Basement Area	1,428 sqft Basement
Finished Basement	1,088 sqft Finished
Unfinished Basement	340 sqft Unfinished
Family Room	Family Room
Stories	2 Stories
Primary Flooring	Wood Flooring
Fireplace	Fireplace
Fireplaces	1 Fireplaces
Central Vacuum	Central Vacuum System

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick Exterior
Construction Type	Wood Construction
Roof Material	Wood Roof
Lot Area	194,713 sqft (4.47 acres)
Driveway	Driveway Paver
Garage Area	576 sqft Garage

Exterior Amenities

Deck Area	288 sqft Deck
Patio Area	288 sqft Patio
Porch Area	198 sqft Porch
View	Proximity to Airport View

Utilities and HVAC

Cooling System	Central Cooling
Heating Fuel	Geo-Thermal Heating Fuel

Location & Zoning

Street Address	186 TERRELL RD E
City	CHARLOTTESVILLE
State	VA
Zip	22901-2165
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ACREAGE PARCEL 5B
Jurisdiction	ALBEMARLE VA
Minor Civil Division	JACK JOUETT
Census Blockgroup	1
Census Block	1015
Census Tract	10802

Owner

Source: Albemarle County records · APN 06000-00-00-076D1

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	972 CANVAS BACK DR, CHARLOTTESVILLE, VA 22903-7865
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Oct 08, 2025	Deed, Transfer STEWART TITLE, STEWART TITLE GUARANTY CO
Jun 03, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRESIDENTIAL BANK FSB
May 19, 2017	Grant Deed, Transfer PRESIDENTIAL BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 08, 2025 · Amount on Record
Deed Sale	Oct 08, 2025 · Amount on Record
Prior Sale	May 19, 2017 · Amount on Record
Deed Doc Number	20259401
Record Refreshed	Sep 20, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Oct 08, 2025
Property Address	186 TERRELL RD E, CHARLOTTESVILLE, VA 22901-2165
Document Number	202500009401
Map Reference	MB 1486 PG 65&66
Instrument Date	Oct 03, 2025
Instrument	202500009401
Transaction Type	Transfer
Record Updated	Oct 31, 2025
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Tax	$1,725.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	972 CANVAS BACK DR, CHARLOTTESVILLE, VA 22903-7865

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	186 TERRELL RD E, CHARLOTTESVILLE, VA 22901-2165
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5551/252
Date	Jun 03, 2021
Book Page	5551/252
Instrument	2021-00009859

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank
Address	BETHESDA, MD 20814

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 01, 2036

Interest

Rate Type	Adjustable Rate
Rate	2.5%

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	May 19, 2017
Property Address	186 TERRELL RD E, CHARLOTTESVILLE, VA 22901-2165
Document Number	0000005590
Book / Page	004911 / 000049
Instrument Date	May 01, 2017
Instrument	5590
Transaction Type	Transfer
Record Updated	Jul 20, 2017
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$925.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	186 TERRELL RD E CHARLOTTESVILLE VA 229012165, CHARLOTTESVILLE, VA 22901-2165

Mortgage

Document Number	5591
Date	May 19, 2017
Book Page	004911/000052
Instrument	5591

Lender

Name	PRESIDENTIAL BK
Type	Bank
Address	BETHESDA, MD 20814

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 18, 2047

Interest

Rate	4.12%

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,060.00 (+17.33%)	$1,684,600 (+17.33%) Land $426,700 Building $1,257,900	$1,684,600 (+17.33%) Land $426,700 Building $1,257,900
2025	$12,836.00 (+19.23%)	$1,435,800 (+13.89%) Land $368,000 Building $1,067,800	$1,435,800 (+13.89%) Land $368,000 Building $1,067,800
2023	$10,766.00	$1,260,700 Land $272,100 Building $988,600	$1,260,700 Land $272,100 Building $988,600

Flood & Wildfire

186 Terrell Rd E is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Albemarle County (51003C), updated February 3, 2023

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 29th in Virginia
Wildfire Likelihood	Low — about 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

186 Terrell Rd E, Charlottesville, VA 22901 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2025: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

June 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

May 2017: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Terrell Rd E

Nearby Streets

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