Bergen County and Lodi Borough property record for 186 Terhune Ave, Apt D, Lodi, NJ 07644
| Property Type | Single Family Home |
|---|---|
| Details | 708 sqft · built 1961 |
| Lot Size | 0.014 acres (629 sqft) |
| Owner | Individual Name on File |
| Last Sale | $265,000 (Jun 2022) |
| Tax Bill | $5,551 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-00233-03-00061-06-C0021 |
| Primary APN | 31-00233-03-00061-06-C0021 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 708 sqft Living Area |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 629 sqft (0.014 acres) |
| Street Address | 186D TERHUNE AVE, 21 |
|---|---|
| City | LODI |
| State | NJ |
| Zip | 07644-2806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | TERHUNE COURTS |
| Legal Block | 233 |
| Legal Lot Number | 61.06 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | LODI |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 30401 |
186 Terhune Ave, Apt D is owned by an individual who bought it in June 2022.
Source: Bergen County and Lodi Borough records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 186 TERHUNE AVE, D, LODI, NJ 07644-2800 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 7, 2022 | Bargain and Sale Deed, Transfer · Conventional Mortgage US BANK NA |
| Nov 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NJ LENDERS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 7, 2022 · Amount on File |
| Deed Sale | Jun 7, 2022 · Amount on File |
| Prior Sale | Apr 18, 2016 · Amount on File |
| Deed Document Number | 202257819 |
| Deed Book / Page | 4702 / 1800 |
| Prior Transfer Date | Dec 21, 2006 |
| Prior Transfer Doc | 9227000404 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 7, 2022 |
| Property Address | 186 TERHUNE AVE APT D, D, LODI, NJ 07644-2800 |
| Document Number | 0047021800 |
| Book / Page | 4702 / 1800 |
| Instrument Date | Apr 25, 2022 |
| Instrument | 2022057819 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2022 |
| Title Company | PRESTIGE TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,442.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 180 HILLCREST AVE, 180, WOOD RIDGE, NJ 07075-1604 |
| Name | Verified Name |
|---|---|
| Address | 186 TERHUNE AVE APT D, D, LODI, NJ 07644-2800 |
| Document Number | 2022057820 |
|---|---|
| Date | Jun 7, 2022 |
| Instrument | 2022057820 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 186 TERHUNE AVE APT D, D, LODI, NJ 07644-2800 |
| Document Number | 0038630739 |
| Instrument Date | Nov 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2021 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 186 TERHUNE AVE #D LODI NJ 076442800, D, LODI, NJ 07644-2800 |
| Document Number | 0038630739 |
|---|---|
| Date | Dec 11, 2020 |
| Book Page | 003863/000739 |
| Instrument | 132261 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 10, 2035 |
The 2025 property tax bill for 186 Terhune Ave, Apt D was $5,551, up 5.6% from the year before.
Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Lodi Borough |
| Unified School District | Lodi Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $156,800 (-) Land $60,000 Building $96,800 | $156,800 (-) Land $60,000 Building $96,800 | |
| 2025 | $5,551.00 (+5.63%) | $156,800 Land $60,000 Building $96,800 | $156,800 Land $60,000 Building $96,800 |
| 2024 | $5,255.00 | ||
| 2023 | $156,800 Land $60,000 Building $96,800 | $156,800 Land $60,000 Building $96,800 | |
| 2022 | $5,117.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 186 Terhune Ave, Apt D in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 186 Terhune Ave, Apt D has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 747 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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