186 SW Pomeroy St, Stuart, FL 34997 Property Records

Martin County property record for 186 SW Pomeroy St, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,766 sqft · built 2023
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$672,000 (Oct 2023)
Tax Bill	$8,708 (2024)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Dec 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`1124822`

Property Details

APN / Parcel Number

Primary APN	`1124822`
Alternative APN	`41-38-41-010-000-00250-0`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,766 sqft Living Area
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2023
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Masonite/Cement Shake
Lot Area	6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1124822
Street Address	186 SW POMEROY ST
City	STUART
State	FL
Zip	34997-4500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BANYAN BAY PUD PHASE 2C LOT 25 AS PER OR BK 19 PG 1
Legal Subdivision	BANYAN BAY PUD PHASE 2C
Legal Phase	2C
Legal Lot Number	25
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2005
Census Tract	1103

Owner

Source: Martin County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	186 SW POMEROY ST, STUART, FL 34997-4500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2023	Special Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
Dec 15, 2022	Special Warranty Deed, Transfer NVR SETTLEMENT SERVICES INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 18, 2023 · Amount on Record
Deed Sale	Oct 18, 2023 · Amount on Record
Prior Sale	Dec 15, 2022 · Amount on Record
Deed Document Number	0003402756
Deed Book / Page	3402 / 756
Record Updated	Jun 8, 2026

October 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Oct 18, 2023
Property Address	186 SW POMEROY ST, STUART, FL 34997-4500
Document Number	0034020756
Book / Page	3402 / 756
Map Reference	MB 19 PG 1-5
Instrument Date	Oct 17, 2023
Instrument	3040818
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,704.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1450 CENTREPARK BLVD, WEST PALM BEACH, FL 33401-7429

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	186 SW POMEROY ST, STUART, FL 34997-4500

Mortgage

Document Number	0003402758
Date	Oct 18, 2023
Instrument	3402/758

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

December 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Dec 15, 2022
Property Address	186 SW POMEROY ST, STUART, FL 34997-4500
Document Number	0033501974
Book / Page	3350 / 1974
Map Reference	MB 19 PG 1-5
Instrument Date	Dec 12, 2022
Instrument	2993854
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$12,285.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4750 OWINGS MILLS BLVD, OWINGS MILLS, MD 21117-4904

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1450 CENTREPARK BLVD STE 340, 340, WEST PALM BEACH, FL 33401-7443
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Martin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$559,660 (+875.44%)	$668,730 (+1,065.54%) Land $250,000 Building $418,730
2024	$8,708.00 (+808.98%)
2023	$958.00 (+0.21%)	$57,375 (-) Land $57,375	$57,375 (-) Land $57,375
2022	$956.00	$57,375 Land $57,375	$57,375 Land $57,375

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 61 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	61 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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