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  5. Surfside Ave

186 Surfside Ave, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 186 Surfside Ave, Saint Augustine, FL 32084 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 2005
Square Footage875 sqft Living Area
Lot Size9,147 sqft (0.21 acres)
OccupancyOwner Occupied
Last Sale$670,000 (2023)
Tax Bill$7,230.00 (2025)

Property Details

APN / Parcel Number

Primary APN147440-0001

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Building Area875 sqft Living Area
Gross Area1,643 sqft Gross Area
1st Floor875 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area9,147 sqft (0.21 acres)
Depth X Width125 ft x 72 ft Depth x Width
Garage TypeAttached Garage
Garage Area768 sqft Garage
Pool Area184 sqft Pool
Deck Area460 sqft Deck
Porch Area68 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address186 SURFSIDE AVE
CityST AUGUSTINE
StateFL
Zip32084-2233
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description4/32 SURFSIDE UNIT A S125FT OF W72FT OF BLK AB OR5772/966
Legal Range30E
Legal Township07S
Legal Section05
Legal SubdivisionSURFSIDE UNIT A
Legal BlockAB
Legal Lot Number5
Legal UnitA
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup2
Census Block2023
Census Tract20603

Owner

Source: St. Johns County records · APN 147440-0001

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address186 SURFSIDE AVE, SAINT AUGUSTINE, FL 32084-2233
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2026Deed of Trust, Mortgage · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC
Jun 09, 2023Warranty Deed, Transfer · Conventional Mortgage
AMERIS BANK
Dec 21, 2021Deed of Trust, Mortgage
ST JOHNS COUNTY
Oct 12, 2017Loan Modification, Mortgage · Conventional Mortgage
VYSTAR CU
Mar 14, 2017Deed of Trust, Mortgage · Conventional Mortgage
VYSTAR CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 09, 2023 · Amount on Record
Deed SaleJun 09, 2023 · Amount on Record
Prior SaleJul 19, 2013 · Amount on Record
Deed Doc Number202344667
Deed Book / Page5772 / 966
Record RefreshedJun 08, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address186 SURFSIDE AVE, SAINT AUGUSTINE, FL 32084-2233
Transaction TypeMortgage
Record UpdatedMar 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address186 SURFSIDE AVE, ST AUGUSTINE, FL 32084-2233

Mortgage

Document Number0063070275
DateFeb 18, 2026
Book Page6307/275
Instrument2026013332
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
AddressFAIRFAX, VA 22031
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2056

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJun 09, 2023
Property Address186 SURFSIDE AVE, SAINT AUGUSTINE, FL 32084-2233
Document Number0057720966
Book / Page5772 / 966
Map ReferenceMB 4 PG 32
Instrument DateMay 26, 2023
Instrument2023044667
Transaction TypeTransfer
Record UpdatedJun 22, 2023
Title CompanyLANDMARK TITLE, LANDMARK TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,690.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address36 ALAGON WAY, ST AUGUSTINE, FL 32084-9016

Transferred To (Grantee/Buyer)

NameVerified Name
Address5010 MAIN ST, CHINCOTEAGUE ISLAND, VA 23336-3204

Mortgage

Document Number0005772969
DateJun 09, 2023
Instrument5772/969
Lender
NameAMERIS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2053

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address186 SURFSIDE AVE, SAINT AUGUSTINE, FL 32084-2233
Transaction TypeMortgage
Record UpdatedAug 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address186 SURFSIDE AVE, SAINT AUGUSTINE, FL 32084-2233

Mortgage

Document Number0054501244
DateDec 21, 2021
Book Page5450/1244
Instrument2021137852
Lender
NameST JOHNS COUNTY
TypeGovernment Agency
AddressSAINT AUGUSTINE, FL 32084
Agreement
AmountAmount Recorded

October 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST JOHNS FL
Property Address186 SURFSIDE AVE, SAINT AUGUSTINE, FL 32084-2233
Document Number0044601037
Book / Page004460 / 001037
Instrument DateOct 12, 2017
Transaction TypeMortgage
Record UpdatedNov 21, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address186 SURFSIDE AVE ST AUGUSTINE FL 320842233, ST AUGUSTINE, FL 32084-2233

Mortgage

Document Number0044601037
DateNov 08, 2017
Book Page004460/001037
Instrument76020
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32232-5085
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 07, 2047
Interest
Rate TypeFixed Rate
Rate4.37%

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address186 SURFSIDE AVE, SAINT AUGUSTINE, FL 32084-2233
Document Number0043471498
Book / Page004347 / 001498
Instrument DateMar 14, 2017
Transaction TypeMortgage
Record UpdatedApr 05, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address186 SURFSIDE AVE ST AUGUSTINE FL 320842233, ST AUGUSTINE, FL 32084-2233

Mortgage

Document Number0043471498
DateMar 23, 2017
Book Page004347/001498
Instrument20041
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32232-5085
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 22, 2047

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$649,090 (+27.58%) Land $288,000 Building $361,090$649,090 (+27.58%) Land $288,000 Building $361,090
2025$7,230.00 (+8.33%)$508,755 (+159.42%)$508,755 (+4.68%) Land $262,800 Building $245,955
2024$6,674.00 (+249.24%)
2023$1,911.00 (+4.08%) Homeowner's exemption Senior Citizen's exemption$196,115 (+3%)$486,030 (+38.82%) Land $252,000 Building $234,030
2022$1,836.00 Homeowner's exemption Senior Citizen's exemption$190,403$350,115 Land $225,792 Building $124,323

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation7.0 ft
CoastalYes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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