186 Summit Dr, Mount Airy, NC 27030 Property Records

Surry County property record for 186 Summit Dr, Mount Airy, NC 27030

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,826 sqft · built 2013
Lot Size	6.61 acres (287,932 sqft)
Owner	2 Individual Names on File
Last Sale	$299,000 (Jul 2013)
Tax Bill	$2,357 (2026)
Deeds & Mortgages	Dec 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`5010-20-80-8225`

Property Details

APN / Parcel Number

Primary APN	`5010-20-80-8225`
Alternative APN	`100087802`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,826 sqft Living Area
1st Floor Area	1,792 sqft
Basement Area	1,792 sqft
Unfinished Basement	1,792 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	287,932 sqft (6.61 acres)
Porch	Slab
Porch Area	986 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100087802
Street Address	186 SUMMIT DR
City	MOUNT AIRY
State	NC
Zip	27030-5177
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	OFF FRANKLIN RD
Legal Subdivision	TOAST
Jurisdiction	SURRY NC
Township / Civil Division	MOUNT AIRY
Census Block Group	1
Census Block	1007
Census Tract	930600

Owner

186 Summit Dr is owned by two individuals who acquired it in July 2025.

Source: Surry County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	240 SUMMIT DR, MOUNT AIRY, NC 27030-5179
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2013 · Amount on File
Deed Sale	Jul 15, 2013 · Amount on File
Prior Sale	Dec 10, 2012 · Amount on File
Deed Document Number	2013609276
Deed Book / Page	1451 / 984
Last Transfer Date	Jul 22, 2025
Transfer Doc	001940/114
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	186 SUMMIT DR, MOUNT AIRY, NC 27030-5177
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001792/848
Date	Dec 13, 2021
Book Page	1792/848
Instrument	690835

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 186 Summit Dr was $2,357, down 1.7% from the year before.

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,357.00 (-1.71%)	$299,690 (-24.18%) Land $29,750 Building $269,940	$299,690 (-24.18%) Land $29,750 Building $269,940
2025	$2,398.00	$395,280 Land $26,770 Building $368,510	$395,280 Land $26,770 Building $368,510
2023	$27.00	$299,690 Land $29,750 Building $269,940	$299,690 Land $29,750 Building $269,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 186 Summit Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 186 Summit Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surry Telephone Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Fastlink Communications Fixed Wireless	100 / 25