186 Summer Oaks Blvd, Bismarck, AR 71929 Property Records

Hot Spring County property record for 186 Summer Oaks Blvd, Bismarck, AR 71929

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,981 sqft · built 2003
Lot Size	1.03 acres (44,867 sqft)
Owner	Individual Name on File
Last Sale	$182,500 (Apr 2014)
Tax Bill	$1,335 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`645-00001-017`

Property Details

APN / Parcel Number

Primary APN	`645-00001-017`
Alternative APN	`18143`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,981 sqft Living Area
1st Floor Area	1,981 sqft
Flooring	Softwood

Exterior

Year Built	Built 2003
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	44,867 sqft (1.03 acres)
Garage Type	Mixed
Garage Area	511 sqft
Driveway	Driveway
Driveway Area	504 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	186 sqft
Patio Area	392 sqft
Lean-To	140 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	186 SUMMER OAKS BLVD
City	BISMARCK
State	AR
Zip	71929-6294
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17
Legal Range	19W
Legal Township	05S
Legal Section	05
Legal Subdivision	SUMMER OAKS S/D
Legal Lot Number	17
Jurisdiction	HOT SPRING AR
Township / Civil Division	DE ROCHE
Census Block Group	3
Census Block	3030
Census Tract	20702

Owner

186 Summer Oaks Blvd is owned and occupied by an individual who bought it in April 2014.

Source: Hot Spring County records, as of November 3, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	186 SUMMER OAKS BLVD, BISMARCK, AR 71929-6294
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · Line of Credit ARKANSAS FCU
Sep 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY BANK
Jan 22, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2014 · Amount on File
Deed Sale	Apr 21, 2014 · Amount on File
Prior Sale	Feb 1, 2007
Deed Document Number	0325-000971
Deed Book / Page	325 / 971
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOT SPRING AR
Property Address	186 SUMMER OAKS BLVD, BISMARCK, AR 71929-6294
Transaction Type	Mortgage
Record Updated	Oct 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 SUMMER OAKS BLVD, BISMARCK, AR 71929-6294

Mortgage

Document Number	MTG544/629
Date	Oct 14, 2025
Book Page	MTG 544/629
Instrument	2025-004463

Lender

Name	ARKANSAS FCU
Type	Credit Union
Address	LITTLE ROCK, AR 72221

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 26, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOT SPRING AR
Property Address	186 SUMMER OAKS BLVD, BISMARCK, AR 71929-6294
Transaction Type	Mortgage
Record Updated	Dec 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000498/553
Date	Sep 17, 2021
Book Page	498/553
Instrument	2021-002923

Lender

Name	FIRST COMMUNITY BANK
Type	Bank
Address	BATESVILLE, AR 72501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Oct 1, 2031

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOT SPRING AR
Property Address	186 SUMMER OAKS BLVD, BISMARCK, AR 71929-6294
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	468/847
Date	Jan 22, 2019
Book Page	468/847

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	59 Months
Due	Dec 26, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 186 Summer Oaks Blvd was $1,335 with a homeowner's exemption.

Source: Hot Spring County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Hot Spring County
Unified School District	Bismarck Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,335.00 Homeowner's exemption	$38,715 Land $2,060 Building $36,655
2023	$1,510.00 Homeowner's exemption	$38,715 Land $2,060 Building $36,655	$193,575 Land $10,300 Building $183,275

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 186 Summer Oaks Blvd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 3, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 186 Summer Oaks Blvd is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 92% of Arkansas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIMZEY REGIONAL WATER DISTRICT serves 12,718 people · EPA ID AR0000821
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Central Arkansas Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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