186 Stream Side Dr, Pendergrass, GA 30567 Property Records

Jackson County property record for 186 Stream Side Dr, Pendergrass, GA 30567

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,423 sqft · built 2001
Lot Size	4.24 acres (184,694 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (Jun 2017)
Tax Bill	$4,795 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`088A 026`

Property Details

APN / Parcel Number

Primary APN	`088A 026`
Alternative APN	`19935`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,423 sqft Heated Area
1st Floor Area	2,078 sqft
Attic	Attic
Attic Area	345 sqft
Basement Area	2,078 sqft
Unfinished Basement	2,078 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	184,694 sqft (4.24 acres)
Garage Type	Attached
Garage Area	576 sqft

Exterior Amenities

Porch	Slab
Porch Area	42 sqft
Deck Area	541 sqft
Pole Barn	864 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	19935
Street Address	186 STREAM SIDE DR
City	PENDERGRASS
State	GA
Zip	30567-3450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	LOT 26 RIVER RIDGE S/D PHASE 2
Legal Subdivision	RIVER RIDGE II
Legal Phase	2
Legal Lot Number	26
Jurisdiction	JACKSON GA
Township / Civil Division	MAYSVILLE
Census Block Group	3
Census Block	3010
Census Tract	10200

Owner

Source: Jackson County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	186 STREAM SIDE DR, PENDERGRASS, GA 30567-3450
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROBINS FIN'L CU
Jun 14, 2017	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2017 · Amount on Record
Deed Sale	Jun 5, 2017 · Amount on Record
Prior Sale	Feb 9, 2001 · Amount on Record
Deed Document Number	20172171
Deed Book / Page	77G / 369
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	186 STREAM SIDE DR, PENDERGRASS, GA 30567-3450
Document Number	00092D0351
Instrument Date	Sep 25, 2020
Transaction Type	Mortgage
Record Updated	Nov 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	186 STREAM SIDE DR PENDERGRASS GA 305673450, PENDERGRASS, GA 30567-3450

Mortgage

Document Number	00092D0351
Date	Oct 22, 2020
Book Page	00092D/000351

Lender

Name	ROBINS FIN'L CU
Address	WARNER ROBINS, GA 31093

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 21, 2035

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Jun 14, 2017
Property Address	186 STREAM SIDE DR, PENDERGRASS, GA 30567-3450
Document Number	00077G0369
Book / Page	00077G / 000369
Instrument Date	Jun 5, 2017
Transaction Type	Transfer
Record Updated	Jun 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$335.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	186 STREAM SIDE DR PENDERGRASS GA 305673450, PENDERGRASS, GA 30567-3450

Mortgage

Document Number	77G0371
Date	Jun 14, 2017
Book Page	00077G/000371

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2047

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$196,480 (-) Land $59,360 Building $137,120	$491,200 (-) Land $148,400 Building $342,800
2025	$4,795.00 (+2.22%) Homeowner's exemption	$196,480 (+4.51%) Land $59,360 Building $137,120	$491,200 (+4.51%) Land $148,400 Building $342,800
2024	$4,691.00 (+19.24%) Homeowner's exemption	$188,000 (+9.2%) Land $50,880 Building $137,120	$470,000 (+9.2%) Land $127,200 Building $342,800
2023	$3,934.00 (+11.6%) Homeowner's exemption	$172,160 (+39.47%) Land $50,880 Building $121,280	$430,400 (+39.47%) Land $127,200 Building $303,200
2022	$3,525.00 Homeowner's exemption	$123,440 Land $25,440 Building $98,000	$308,600 Land $63,600 Building $245,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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