Watauga County property record for 186 Stirrup Ln, Boone, NC 28607
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,710 sqft · built 1996 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $224,000 (Mar 2005) |
| Tax Bill | $1,314 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 2911-93-4094-000 |
| Primary APN | 2911-93-4094-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,710 sqft Living Area |
| 1st Floor Area | 1,140 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Material | Asphalt |
| Lot Area | 43,996 sqft (1.01 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 288 sqft |
| Patio Area | 527 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1512094 |
|---|---|
| Street Address | 186 STIRRUP LN |
| City | BOONE |
| State | NC |
| Zip | 28607-9376 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 HICKORY HEIGHTS |
| Legal Subdivision | HICKORY HEIGHTS |
| Legal Lot Number | 4 |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | NEW RIVER |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 920400 |
Source: Watauga County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 186 STIRRUP LN, BOONE, NC 28607-9376 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2005 · Amount on File |
| Deed Sale | Mar 30, 2005 · Amount on File |
| Deed Document Number | 200540110 |
| Deed Book / Page | 1062 / 221 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 186 STIRRUP LN, BOONE, NC 28607-9376 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2023 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 186 STIRRUP LN, BOONE, NC 28607-9376 |
| Document Number | 0023290168 |
|---|---|
| Date | Apr 24, 2023 |
| Book Page | 2329/168 |
| Instrument | 730335 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Watauga County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $317,200 (-) Land $42,400 Building $274,800 | ||
| 2025 | $1,314.00 | $317,200 (-) Land $42,400 Building $274,800 | |
| 2024 | $317,200 Land $42,400 Building $274,800 | ||
| 2023 | $317,200 Land $42,400 Building $274,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 20 (1989–2025) |
| Claims Outside the SFHA | 12 of 20 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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