186 Stephen Dr, Meriden, CT 06450 Property Records

Meriden City property record for 186 Stephen Dr, Meriden, CT 06450

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,658 sqft · built 1984
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Jan 2026)
Tax Bill	$7,512 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`902-316N-0008-024A`

Property Details

APN / Parcel Number

Primary APN	`902-316N-0008-024A`
Alternative APNs	`MERI M:902 B:316N L:8-24A` `M:902 B:316N L:8=24A` `136655`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,658 sqft Living Area
Gross Area	3,082 sqft
1st Floor Area	1,072 sqft
Basement Area	586 sqft
Unfinished Basement	586 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	902-316N-0008-024A
Street Address	186 STEPHEN DR
City	MERIDEN
State	CT
Zip	06450-7302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S-R
Legal Block	316N
Legal Lot Number	8-24A
Jurisdiction	MERIDEN CT
Township / Civil Division	MERIDEN
Census Block Group	2
Census Block	2016
Census Tract	171201

Owner

186 Stephen Dr is owned and occupied by two individuals who bought it in January 2026.

Source: Meriden City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	186 STEPHEN DR, MERIDEN, CT 06450-7302
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2026 · Amount on File
Deed Sale	Jan 8, 2026 · Amount on File
Prior Sale	Apr 16, 2001 · Amount on File
Deed Document Number	2026128
Deed Book / Page	5575 / 1128
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MERIDEN CT
Recording Date	Jan 8, 2026
Property Address	186 STEPHEN DR, MERIDEN, CT 06450-7302
Document Number	05575-1128
Book / Page	5575 / 1128
Instrument Date	Jan 5, 2026
Instrument	2026000128
Transaction Type	Transfer
Record Updated	Feb 4, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	2026000129
Date	Jan 8, 2026
Instrument	2026000129

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 186 Stephen Dr was $7,512.

Source: Meriden City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Meriden City
Unified School District	Meriden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,512.00	$187,320 (-) Land $56,000 Building $131,320	$267,600 Land $80,000 Building $187,600
2024	$7,512.00 (+10.44%)	$187,320 (-) Land $56,000 Building $131,320
2023	$6,802.00 (+10.06%)	$187,320 (-) Land $56,000 Building $131,320
2022	$6,180.00	$187,320 Land $56,000 Building $131,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 186 Stephen Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 186 Stephen Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 90% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDEN WATER DIVISION serves 58,441 people · EPA ID CT0800011
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GoNetspeed, Verizon, Xfinity.

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