Carteret County property record for 186 Steep Point Rd, Beaufort, NC 28516 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,412 sqft · built 1985 |
| Lot Size | 1 acres (43,604 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,455 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 7306.16.93.2558000 |
| Primary APN | 7306.16.93.2558000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,412 sqft Heated Area |
| Gross Area | 1,596 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Foundation Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,604 sqft (1 acres) |
| Lot Dimensions | 204 ft deep x 206 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | 28 sqft |
| Shed | 1 Shed |
| Shed Area | 200 sqft |
| Lean-To | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Account Number | 64585 |
|---|---|
| Street Address | 186 STEEP POINT RD |
| City | BEAUFORT |
| State | NC |
| Zip | 28516-1533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACRE GIBBS LAND SR 1304 |
| Legal Subdivision | TURNERS CREEK PLANTATION |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | BEAUFORT |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 970304 |
Source: Carteret County records · APN 7306.16.93.2558000
Assessment roll updated January 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 186 STEEP POINT RD, BEAUFORT, NC 28516-1533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Deed Document Number | 0000515432 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 186 STEEP POINT RD, BEAUFORT, NC 28516-1533 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Title Company | STEWART TITLE GURANTY, STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|
| Document Number | 0017200114 |
|---|---|
| Date | Apr 30, 2021 |
| Book Page | 1720/114 |
| Instrument | 1720114 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Carteret County records · Assessment roll updated January 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Unified School District | Carteret County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,455.00 (+80.97%) | $387,833 (+207.76%) Land $147,536 Building $240,297 | $387,833 (+207.76%) Land $147,536 Building $240,297 |
| 2023 | $126,018 Land $38,146 Building $87,872 | $126,018 Land $38,146 Building $87,872 | |
| 2022 | $804.00 |
Source: FEMA National Flood Hazard Layer, Carteret County (37031C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370319703042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 332 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 345 units insured 13 under condo master policies |
| Nearby Flood Claims | 93 (1979–2024) |
| Claims Outside the SFHA | 9 of 93 |
| Most Recent Claim | Sep 2024, other causes |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 222 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Brightspeed | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 50 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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