186 State Rte 99 S, Willard, OH 44890 Property Records

Huron County property record for 186 State Rte 99 S, Willard, OH 44890

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,800 sqft · built 2000
Lot Size	67.4 acres (2,936,031 sqft)
Owner	2 Individual Names on File
Last Sale	$75,000 (Jan 1990)
Tax Bill	$4,171 (2025)
Deeds & Mortgages	Nov 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-0030-03-010-0000`

Property Details

APN / Parcel Number

Primary APN	`14-0030-03-010-0000`
Alternative APN	`177421`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,800 sqft Living Area
1st Floor Area	1,200 sqft
Upper Floors Area	1,200 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	2,936,031 sqft (67.4 acres)

Exterior Amenities

Porch	Slab
Porch Area	280 sqft
Deck Area	160 sqft
Patio Area	160 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	177421
Street Address	186 STATE ROUTE 99 S
City	WILLARD
State	OH
Zip	44890-9769
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 3 GL 3,10 & 11 12/14 COMB/W -008-0200 & -009-0100
Legal Subdivision	GREENFIELD TOWNSHIP SEC 3
Legal Lot Number	3
Jurisdiction	HURON OH
Township / Civil Division	GREENFIELD
Census Block Group	2
Census Block	2007
Census Tract	916100

Owner

186 State Rte 99 S is owned and occupied by two individuals who acquired it in December 2014.

Source: Huron County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	186 STATE ROUTE 99 S, WILLARD, OH 44890-9769
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 1, 1990 · Amount on File
Deed Sale	Jan 1, 1990 · Amount on File
Last Transfer Date	Dec 19, 2014
Transfer Doc	0000007390
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HURON OH
Property Address	186 STATE ROUTE 99 S, WILLARD, OH 44890-9769
Transaction Type	Mortgage
Record Updated	Jan 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 OH 99, WILLARD, OH 44890

Mortgage

Document Number	0000006141
Date	Nov 25, 2025
Instrument	202511250006141

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Bank
Address	LOUISVILLE, KY 40299

Agreement

Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Interest

Min Rate At Change	0.62%
Max Rate At Change	12.6%

Tax Assessment & Valuation

The 2025 property tax bill for 186 State Rte 99 S was $4,171 with a homeowner's exemption, down 0.1% from the year before.

Source: Huron County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Huron County
County Subdivision	Greenfield Township
Unified School District	Willard City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,171.00 (-0.12%)	$212,160 (-) Land $131,410 Building $80,750	$606,190 (-) Land $375,470 Building $230,720
2024	$4,176.00 (+33.25%) Additional exemption filed	$212,160 (+27.37%) Land $131,410 Building $80,750	$606,190 Land $375,470 Building $230,720
2023	$3,134.00 (-1.32%) Additional exemption filed	$166,570 (-) Land $106,420 Building $60,150
2022	$3,176.00 Additional exemption filed	$166,570 Land $106,420 Building $60,150
2021			$475,910 Land $304,050 Building $171,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 186 State Rte 99 S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 11, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 186 State Rte 99 S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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