Oakland County property record for 186 Starr Dr, Troy, MI 48083
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,473 sqft · built 1977 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $190,000 (Sep 2003) |
| Tax Bill | $2,324 (2025) |
| Deeds & Mortgages | Mar 2018 Line of Credit Apr 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-27-155-026 |
| Primary APN | 88-20-27-155-026 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 3 Stories |
| Building Area | 1,473 sqft Living Area |
| 1st Floor Area | 988 sqft |
| Basement Area | 526 sqft |
| Unfinished Basement | 462 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Tri-Level |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 200 ft deep x 60 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 186 STARR DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48083-1648 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1E |
| Legal Description | T2N, R11E, SEC 27 CAVERLY HEIGHTS W 35 FT OF LOT 56, ALSO E 25 FT OF LOT 57 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 27 |
| Legal Subdivision | CAVERLY HEIGHTS SUB |
| Legal Lot Number | 56-57 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 197500 |
Source: Oakland County records · APN 88-20-27-155-026
Assessment roll updated January 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 186 STARR DR, TROY, MI 48083-1648 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 02, 2018 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Apr 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ST JAMES MORTGAGE CORP |
| Oct 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ST JAMES MORTGAGE CORP |
| Mar 11, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 03, 2003 · Amount on Record |
| Deed Sale | Sep 03, 2003 · Amount on Record |
| Prior Sale | Aug 25, 2003 · Amount on Record |
| Deed Document Number | 2003449215 |
| Deed Book / Page | 30584 / 439 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 186 STARR DR, TROY, MI 48083-1648 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000033439 |
|---|---|
| Date | Mar 02, 2018 |
| Book Page | 51600/00216 |
| Instrument | 33439 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Feb 20, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 186 STARR DR, TROY, MI 48083-1648 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | CISLO TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000082509 |
|---|---|
| Date | Apr 23, 2020 |
| Book Page | 54126/276 |
| Instrument | 82509 |
| Name | ST JAMES MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | BLOOMFIELD HILLS, MI 48304 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 01, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 186 STARR DR, TROY, MI 48083-1648 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | CISLO TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 186 STARR DR, TROY, MI 48083-1648 |
| Document Number | 0000210364 |
|---|---|
| Date | Oct 13, 2020 |
| Book Page | 54984/296 |
| Instrument | 210364 |
| Name | ST JAMES MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | BLOOMFIELD HILLS, MI 48304 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 01, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 186 STARR DR, TROY, MI 48083-1648 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 186 STARR DR, TROY, MI 48083-1648 |
| Document Number | 0000341736 |
|---|---|
| Date | Mar 11, 2022 |
| Book Page | 57571/499 |
| Instrument | 341736 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Feb 09, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,324.00 (-3.85%) | ||
| 2023 | $250,940 | ||
| 2022 | $2,417.00 | $125,470 |
Source: FEMA National Flood Hazard Layer as of December 8, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 533 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TROY serves 85,854 people |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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