186 Stage Trail Rd, Camarillo, CA 93010 Property Records

Ventura County property record for 186 Stage Trail Rd, Camarillo, CA 93010

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,711 sqft · built 2017
Lot Size	0.06 acres (2,607 sqft)
Owner	Trust Name on File
Last Sale	$590,500 (May 2017)
Tax Bill	$7,662 (2025)
Deeds & Mortgages	Sep 2022 Transfer Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`157-0-203-115`

Property Details

APN / Parcel Number

Primary APN	`157-0-203-115`
Alternative APN	`1570030250`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,711 sqft Living Area
1st Floor Area	770 sqft
2nd Floor Area	941 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	2,607 sqft (0.06 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	129 sqft
Patio Area	88 sqft

Location & Zoning

Street Address	186 STAGE TRAIL RD
City	CAMARILLO
State	CA
Zip	93010-7581
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT: 556101 LOT: 12 REF: 162MR 1
Legal Subdivision	TRACT NO. 55611
Legal Tract	556101
Legal Block	203
Legal Lot Number	12
Jurisdiction	VENTURA CA
Township / Civil Division	CAMARILLO
Census Block Group	3
Census Block	3014
Census Tract	5205

Owner

186 Stage Trail Rd is owner-occupied and held in a trust since September 2022.

Source: Ventura County records, as of July 15, 2026

Owner of Record	Trust Name on File
Mailing Address	186 STAGE TRAIL RD, CAMARILLO, CA 93010-7581
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Intrafamily Transfer, Transfer
Apr 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jul 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
May 31, 2017	Grant Deed, Transfer · ARM FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2017 · Amount on File
Deed Sale	May 31, 2017 · Amount on File
Deed Document Number	201770107
Last Transfer Date	Sep 1, 2022
Transfer Doc	0000094892
Record Updated	Sep 20, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Sep 21, 2022
Property Address	186 STAGE TRAIL RD, CAMARILLO, CA 93010-7581
Document Number	2022000094892
Map Reference	MB 162 PG 1-10
Instrument Date	Sep 1, 2022
Instrument	2022000094892
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	186 STAGE TRAIL RD, CAMARILLO, CA 93010-7581

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	186 STAGE TRAIL RD, CAMARILLO, CA 93010-7581
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055210
Date	Apr 23, 2020
Instrument	20200423-00055210

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	186 STAGE TRAIL RD, CAMARILLO, CA 93010-7581
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000086927
Date	Jul 31, 2019
Instrument	20190731-00086927

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	May 31, 2017
Property Address	186 STAGE TRAIL RD, CAMARILLO, CA 93010-7581
Document Number	0000070107
Map Reference	MR162 PG1-10
Instrument Date	Apr 19, 2017
Instrument	20170531-00070107
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	186 STAGE TRAIL RD, CAMARILLO, CA 93010-7581

Mortgage

Document Number	0000070108
Date	May 31, 2017
Instrument	20170531-00070108

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jun 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

Tax Assessment & Valuation

The 2025 property tax bill for 186 Stage Trail Rd was $7,662 with a homeowner's exemption, up 2% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Camarillo City
County	Ventura County
Secondary School District	Oxnard Union High School District (09 - 12)
Elementary School District	Pleasant Valley Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$698,807 (+2%) Land $453,984 Building $244,823
2025	$7,662.00 (+2.01%) Homeowner's exemption	$685,105 Land $445,082 Building $240,023
2024	$7,511.00 (+3.7%)
2023	$7,243.00 (+0.26%) Homeowner's exemption	$658,502 Land $427,799 Building $230,703
2022	$7,224.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 186 Stage Trail Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 186 Stage Trail Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMARILLO WATER DEPT serves 47,701 people · EPA ID CA5610019
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: GeoLinks, Rocket Broadband.

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