Lauderdale County property record for 186 Spring St, Ripley, TN 38063
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,400 sqft · built 1910 |
| Lot Size | 0.293 acres (12,780 sqft) |
| Owner | Company Name on File |
| Flood Zone | Zone X (minimal risk) |
| APN | 049095B C 01401 |
| Primary APN | 049095B C 01401 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 2,400 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,780 sqft (0.293 acres) |
| Lot Dimensions | 142 ft deep x 90 ft wide |
| Porch | Open Porch |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 186 SPRING ST |
|---|---|
| City | RIPLEY |
| State | TN |
| Zip | 38063-1834 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | DISTRICT: 02 NATHANIEL LODGE, COUNTY AREA: R71 |
| Jurisdiction | LAUDERDALE TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 50505 |
186 Spring St is owned by a company that acquired it in January 1910 and is owner-occupied.
Source: Lauderdale County records, as of January 26, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 186 SPRING ST, RIPLEY, TN 38063-1834 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 26, 1910 |
| Deed Sale | Jan 26, 1910 |
| Deed Document Number | 000000B354 |
| Record Updated | Jun 8, 2026 |
Source: Lauderdale County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lauderdale County |
| Municipality | Ripley City |
| Unified School District | Lauderdale County School District (PK - 12) |
| Year | Tax Bill | Assessed Market Value |
|---|---|---|
| 2025 | Additional exemption filed | |
| 2021 | $86,900 Land $3,000 Building $83,900 |
Assessed market value is set for property tax purposes and is not a market price estimate.
FEMA maps place 186 Spring St in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 14 (1980–2011) |
| Claims Outside the SFHA | 1 of 14 |
| Most Recent Claim | May 2011 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 186 Spring St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIPLEY WATER SYSTEM serves 8,030 people · EPA ID TN0000580 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
5G (outdoors only) and 4G LTE
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