186 Smith Rd, Deposit, NY 13754 Property Records

Broome County and Sanford Town property record for 186 Smith Rd, Deposit, NY 13754

Property Summary

Property Type	Rural Home
Lot Size	44.7 acres (1,947,568 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Feb 2021)
Tax Bill	$4,719 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Feb 2021 Sale & Mortgage
APN	`034289 236.00-1-14`

Property Details

APN / Parcel Number

Primary APN	`034289 236.00-1-14`
Alternative APNs	`428923600000010140000000` `42131500500`

Exterior

Lot Area	1,947,568 sqft (44.7 acres)

Location & Zoning

Account Number	42131500500
Street Address	186 SMITH RD
City	DEPOSIT
State	NY
Zip	13754-3010
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	013000001000A0050000
Legal Subdivision	EDGAR TACT
Legal Block	1
Legal Lot Number	14.000
Jurisdiction	BROOME NY
Township / Civil Division	SANFORD
Census Block Group	3
Census Block	3080
Census Tract	12400

Owner

186 Smith Rd, a rural home, is owned by two individuals who bought it in February 2021.

Source: Broome County and Sanford Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	339 BEACH 92ND ST, ROCKAWAY BEACH, NY 11693-1412
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2021	Deed of Trust, Mortgage HOMESTEAD FNDG
Feb 2, 2021	Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2021 · Amount on File
Deed Sale	Feb 2, 2021 · Amount on File
Deed Document Number	20212427
Deed Book / Page	2643 / 311
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	186 SMITH RD, DEPOSIT, NY 13754-3010
Document Number	0039950325
Instrument Date	Jan 29, 2021
Transaction Type	Mortgage
Record Updated	Feb 12, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	339 BEACH 92ND ST ROCKAWAY BEACH NY 116931412, ROCKAWAY BEACH, NY 11693-1412

Mortgage

Document Number	0039950325
Date	Feb 2, 2021
Book Page	003995/000325
Instrument	2428

Lender

Name	HOMESTEAD FNDG
Type	Funding / Finance Company
Address	ALBANY, NY 12205

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BROOME NY
Recording Date	Feb 2, 2021
Property Address	186 SMITH RD, DEPOSIT, NY 13754-3010
Document Number	002643/311
Book / Page	2643 / 311
Map Reference	CAB V SLV 32B
Instrument Date	Jan 23, 2021
Instrument	202100002427
Transaction Type	Transfer
Record Updated	Apr 4, 2022
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$980.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	59 COVENTRY WAY, 59, RINGWOOD, NJ 07456-2747

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	339 BEACH 92ND ST, ROCKAWAY BEACH, NY 11693-1412

Mortgage

Document Number	202100002428
Date	Feb 2, 2021
Instrument	202100002428

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 186 Smith Rd was $4,719, up 6.1% from the year before.

Source: Broome County and Sanford Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Broome County
County Subdivision	Sanford Town
Unified School District	Deposit Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,719.00 (+6.12%)
2025	$4,447.00 (+8.09%)	$96,640 Land $48,400 Building $48,240	$234,600 Land $117,494 Building $117,106
2024	$4,114.00
2023		$88,400 Land $48,400 Building $40,000	$192,174 Land $105,217 Building $86,957

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 186 Smith Rd; there have been 14 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	14 (2005–2011)
Claims Outside the SFHA	7 of 14
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 7 claims Severe Storms And Flooding, Jun 2006 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 186 Smith Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Smith Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures