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186 Slate Rd, Dover, DE 19904 Property Records

Kent County property record for 186 Slate Rd, Dover, DE 19904

Property Summary

Property TypeSingle Family Home
Details1,680 sqft · built 2022
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on Record
Last Sale$275,000 (Apr 2022)
Tax Bill$1,826 (2025)
Deeds & MortgagesDec 2021 Construction Loan
Jul 2022 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN4-03-046.02-03-43.00-000

Property Details

APN / Parcel Number

Primary APN4-03-046.02-03-43.00-000
Alternative APNs
  • LC03046.020343.00/000
  • 81259
  • 85630

Interior

Building Area1,680 sqft Total Area

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions100 ft deep x 0.2 ft wide
View / LotFreeway Proximity

Location & Zoning

Account Number85630
Street Address186 SLATE RD
CityDOVER
StateDE
Zip19904-3615
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNA
Legal DescriptionSTONINGTON SUBD LOT 139 186 SLATE RD
Legal SubdivisionSTONINGTON
Legal Lot Number139
JurisdictionKENT DE
Township / Civil DivisionDOVER
Census Block Group1
Census Block1006
Census Tract41803

Owner

Source: Kent County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address186 SLATE RD, DOVER, DE 19904-3615
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2021Deed of Trust, Mortgage · Construction Mortgage
ARTISANS BANK
Jul 27, 2022Deed, Transfer · FHA Mortgage
NVR MORTGAGE FINANCE INC
Apr 12, 2022Deed, Transfer
Oct 7, 2020Deed of Trust, Construction Loan · Construction Mortgage
APPLIED BK
Sep 14, 2020Correction Deed, Transfer
ATTORNEY ONLY
Dec 28, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 12, 2022 · Amount on Record
Deed SaleApr 12, 2022 · Amount on Record
Deed Document Number2022449133
Deed Book / Page11882 / 49
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT DE
Property Address186 SLATE RD, DOVER, DE 19904-3615
Transaction TypeMortgage
Record UpdatedJan 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000440156
DateDec 30, 2021
Book Page11653/172
Instrument2021-440156
Lender
NameARTISANS BANK
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

July 2022: Deed, Transfer

Document TypeDeed
JurisdictionKENT DE
Recording DateJul 27, 2022
Property Address186 SLATE RD, DOVER, DE 19904-3615
Document Number0000456725
Book / Page12069 / 90
Map ReferenceMB 140 PG 85-96
Instrument DateJul 22, 2022
Instrument2022-456725
Transaction TypeTransfer
Record UpdatedJan 6, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$8,149.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address186 SLATE RD, DOVER, DE 19904-3615

Mortgage

Document Number0000456726
DateJul 27, 2022
Instrument2022-456726
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

April 2022: Deed, Transfer

Document TypeDeed
JurisdictionKENT DE
Recording DateApr 12, 2022
Property Address186 SLATE RD, DOVER, DE 19904-3615
Document Number0000449133
Book / Page11882 / 49
Map ReferenceMB 126 PG 26
Instrument DateApr 12, 2022
Instrument2022-449133
Transaction TypeTransfer
Record UpdatedJan 6, 2023

Transaction

AmountAmount Recorded
Tax$6,875.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2500 WRANGLE HILL RD STE 210, 210, BEAR, DE 19701-3838
InvestorPossibly a Property Investor

October 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionKENT DE
Recording DateOct 7, 2020
Property Address186 SLATE RD, DOVER, DE 19904-3615
Document Number0000397011
Book / Page010479 / 000058
Instrument DateSep 30, 2020
Instrument397011
Transaction TypeConstruction Loan
Record UpdatedOct 23, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4120 CONCORD PIKE #0D WILMINGTON DE 198035401, D, WILMINGTON, DE 19803-5401

Mortgage

Document Number0000397011
DateOct 7, 2020
Book Page010479/000058
Instrument397011
Lender
NameAPPLIED BK
TypeBank
Address2200 CONCORD PIKE # 102, WILMINGTON, DE 19803-2909
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term36 Months
DueOct 6, 2023

September 2020: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionKENT DE
Recording DateSep 14, 2020
Property Address186 SLATE RD, DOVER, DE 19904-3615
Document Number0000394747
Book / Page010422 / 000001
Instrument DateSep 14, 2020
Instrument394747
Transaction TypeTransfer
Record UpdatedOct 9, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4120 CONCORD PIKE #D WILMINGTON DE 198035401, D, WILMINGTON, DE 19803-5401

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENT DE
Recording DateDec 28, 2017
Property Address186 SLATE RD, DOVER, DE 19904-3615
Document Number0000332820
Book / Page008943 / 000157
Instrument DateDec 27, 2017
Instrument332820
Transaction TypeTransfer
Record UpdatedJan 9, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4120 CONCORD PIKE #D WILMINGTON DE 198035401, D, WILMINGTON, DE 19803-5401

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 8, 2025

Property Jurisdictions

TypeName
StateDelaware
CountyKent County
MunicipalityCheswold Town
Unified School DistrictCapital School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$1,826.00 (+49.3%)$308,100 (+649.64%) Land $63,800 Building $244,300
2023$1,223.00$41,100 Land $3,400 Building $37,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 87% of Delaware
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGARRISON LAKE PUMP DISTRICT
private · serves 17,148 people · EPA ID DE0000004
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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