186 Simons Rd, Saint Regis, MT 59866 Property Records

Mineral County property record for 186 Simons Rd, Saint Regis, MT 59866

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 1,764 sqft · built 2013
Lot Size	1.04 acres (45,302 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Mar 2021)
Tax Bill	$2,751 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R548343`

Property Details

APN / Parcel Number

Primary APN	`R548343`
Alternative APNs	`54-2743-24-2-03-02-0000` `0000586000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,764 sqft Living Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Rustic
Exterior Material	Other
Construction Type	Log
Roof Type	Gable
Roof Material	Metal
Lot Area	45,302 sqft (1.04 acres)
View / Lot	Mountain
Garage Type	Detached
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	576 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000586000
Street Address	186 SIMONS RD
City	SAINT REGIS
State	MT
Zip	59866-9726
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	MULLAN BENCH SUBDIVISION, S24, T18 N, R28 W, LOT 2, ACRES 1.04
Legal Range	28W
Legal Township	18N
Legal Section	24
Legal Subdivision	MULLAN BENCH SUBDIVISION
Legal Lot Number	2
Jurisdiction	MINERAL MT
Township / Civil Division	WEST END
Census Block Group	2
Census Block	2038
Census Tract	964600

Owner

Source: Mineral County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	809 S ANDERSON ST, KENNEWICK, WA 99336-4832
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2023	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Mar 1, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST SECURITY BANK OF MISSOULA
Oct 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2021 · Amount on Record
Deed Sale	Mar 1, 2021 · Amount on Record
Prior Sale	Aug 31, 2007 · Amount on Record
Deed Document Number	2021123258
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINERAL MT
Property Address	186 SIMONS RD, SAINT REGIS, MT 59866-9726
Transaction Type	Mortgage
Record Updated	Nov 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000128322
Date	Oct 30, 2023
Instrument	128322

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINERAL MT
Recording Date	Mar 1, 2021
Property Address	186 SIMONS RD, SAINT REGIS, MT 59866-9726
Document Number	123258
Instrument Date	Feb 19, 2021
Instrument	123258
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	809 S ANDERSON ST, KENNEWICK, WA 99336-4832

Mortgage

Document Number	123259
Date	Mar 1, 2021
Instrument	123259

Lender

Name	FIRST SECURITY BANK OF MISSOULA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINERAL MT
Property Address	186 SIMONS RD, SAINT REGIS, MT 59866-9726
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	120635
Date	Oct 30, 2019
Instrument	120635

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Mineral County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	Montana
County	Mineral County
Unified School District	St. Regis K-12 Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,751.00 (-17.36%)	$519,500 (+25.24%)	$519,500 (+25.24%) Land $64,436 Building $455,064
2023	$3,329.00	$414,800	$414,800 Land $50,508 Building $364,292

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	1 (1997)
Most Recent Claim	May 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 60% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Blackfoot Telephone Cooperative DSL	40 / 5

May also be available: Hawk Networks.

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