Hamilton County property record for 186 Silverspring Dr, Cincinnati, OH 45238
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,817 sqft · built 1969 |
| Lot Size | 0.213 acres (9,278 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $174,000 (Feb 2021) |
| Tax Bill | $3,623 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Feb 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 540-0020-0262-00 |
| Primary APN | 540-0020-0262-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,817 sqft Living Area |
| Gross Area | 2,442 sqft |
| 1st Floor Area | 575 sqft |
| 2nd Floor Area | 1,242 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 9,278 sqft (0.213 acres) |
| Lot Dimensions | 153 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 625 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 420 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 186 SILVERSPRING DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45238-6117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CCUP |
| Legal Description | SILVERSPRING DR 75 X 153.88 IR LOT 236 DELSHIRE SUB BLK E |
| Legal Subdivision | DELSHIRE SUB |
| Legal Block | E |
| Legal Lot Number | 236 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | DELHI |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 21422 |
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 186 SILVERSPRING DR, CINCINNATI, OH 45238-6117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Feb 24, 2021 | Deed of Trust, Mortgage · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
| Feb 3, 2021 | Fiduciary Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 3, 2021 · Amount on Record |
| Deed Sale | Feb 3, 2021 · Amount on Record |
| Deed Document Number | 202114904 |
| Deed Book / Page | 14347 / 1884 |
| Prior Transfer Date | Jan 18, 2010 |
| Prior Transfer Doc | 0000000285 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 186 SILVERSPRING DR, CINCINNATI, OH 45238-6117 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | AMERICAN HOMELAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000023373 |
|---|---|
| Date | Feb 24, 2021 |
| Book Page | 14361/1627 |
| Instrument | 2021-0023373 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | CORONA, CA 92879 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Feb 3, 2021 |
| Property Address | 186 SILVERSPRING DR, CINCINNATI, OH 45238-6117 |
| Document Number | 0000014904 |
| Book / Page | 14347 / 1884 |
| Map Reference | MB 22 PG 41&42 |
| Instrument Date | Jan 21, 2021 |
| Instrument | 2021-0014904 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | AMERICAN HOMELAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $696.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 186 SILVERSPRING DR, CINCINNATI, OH 45238-6117 |
| Investor | Possibly a Property Investor |
| Document Number | 0000014906 |
|---|---|
| Date | Feb 3, 2021 |
| Instrument | 2021-0014906 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Delhi Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,623.00 (+2.52%) | $60,901 (+%) Land $8,607 Building $52,294 | $174,000 (-) Land $24,590 Building $149,410 |
| 2024 | $3,534.00 (-0.31%) | $60,899 (-) Land $8,606 Building $52,293 | |
| 2023 | $3,545.00 (+4.79%) | $60,899 (+17.8%) Land $8,606 Building $52,293 | $174,000 (+17.81%) Land $24,590 Building $149,410 |
| 2022 | $3,383.00 Homeowner's exemption | $51,695 Land $8,386 Building $43,309 | |
| 2020 | $147,700 Land $23,960 Building $123,740 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1998) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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