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186 Silvera St, Milpitas, CA 95035 Property Records

Santa Clara County property record for 186 Silvera St, Milpitas, CA 95035 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,112 sqft · built 1959
Lot Size0.149 acres (6,468 sqft)
OwnerIndividual Name on File
Last Sale$1,580,000 (Feb 2025)
Tax Bill$2,591 (2025)
Deeds & MortgagesApr 2026 Mortgage
Nov 2025 Mortgage
Flood ZoneZone AE (high risk)
APN022-21-034

Property Details

APN / Parcel Number

Primary APN022-21-034

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,112 sqft Living Area
1st Floor Area1,112 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleL-Shape
Construction TypeWood
Lot Area6,468 sqft (0.149 acres)
Lot Dimensions98 ft deep x 66 ft wide
Garage Area456 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address186 SILVERA ST
CityMILPITAS
StateCA
Zip95035-4102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMILPITAS MANOR LOT 290
Legal SubdivisionMILPITAS MANOR
Legal Tract2089
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group4
Census Block4006
Census Tract504507

Owner

Source: Santa Clara County records · APN 022-21-034

Assessment roll updated July 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address186 SILVERA ST, MILPITAS, CA 95035-4102
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Apr 01, 2026Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK N A
Nov 21, 2025Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 18, 2025 · Amount on Record
Deed SaleFeb 18, 2025 · Amount on Record
Deed Document Number202525766875
Prior Transfer DateFeb 13, 2025
Prior Transfer Doc0025766876
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Recording DateApr 01, 2026
Property Address186 SILVERA ST, MILPITAS, CA 95035-4102
Document Number0025965195
Instrument DateMar 24, 2026
Instrument202625965195
Transaction TypeMortgage
Record UpdatedJul 13, 2026
Title CompanyRADIAN TITLE INSURANCE INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner, 167
Address186 SILVERA ST, MILPITAS, CA 95035-4102

Mortgage

Document Number0025965195,
DateApr 01, 2026
Instrument202625965195
Lender
NameJPMORGAN CHASE BANK N A
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.5%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address186 SILVERA ST, MILPITAS, CA 95035-4102
Transaction TypeMortgage
Record UpdatedDec 02, 2025
Title CompanyTITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address186 SILVERA ST, MILPITAS, CA 95035-4102

Mortgage

Document Number0025908007
DateNov 21, 2025
Instrument25908007
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Address1111 POLARIS PKWY, COLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueOct 01, 2055
Interest
Rate TypeAdjustable Rate
Rate5.75%
AdjustableAdjustable Rate Rider
Type Change DateOct 01, 2032
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change10.7%
IndexOther
Max Rate10.7%

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 27, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityMilpitas City
Unified School DistrictMilpitas Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2026$1,611,600 (+734.81%) Land $1,122,000 Building $489,600
2025$2,591.00 (+6.49%)$193,051 (+4.04%) Land $57,990 Building $135,061
2024$2,433.00 (+0.33%)
2023$2,425.00 (+0.25%)$185,556 Land $55,739 Building $129,817
2022$2,419.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060855045074, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 98 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies98 in force
Nearby Flood Claims14 (1983–2022)
Claims Outside the SFHA1 of 14
Most Recent ClaimDec 2022, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims By Storm
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 5 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 752 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
Sail Internet HoldingsFixed Wireless (unlicensed)1,000 / 200
TekifyFixed Wireless (unlicensed)500 / 110
Etheric Communications, LLC.Fixed Wireless (licensed-by-rule)250 / 100
Ridge WirelessFixed Wireless (unlicensed)100 / 60
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: Verizon, AT&T, Sail Internet Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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