186 Scogin Loop, Tuscumbia, AL 35674 Property Records

Colbert County property record for 186 Scogin Loop, Tuscumbia, AL 35674

Property Summary

Property Type	Single Family Home
Details	built 2025
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$36,000 (Jun 2023)
Tax Bill	$1,358 (2026)
Deeds & Mortgages	Dec 2023 Line of Credit Jun 2023 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-08-28-0-000-015.010`

Property Details

APN / Parcel Number

Primary APN	`12-08-28-0-000-015.010`
Alternative APNs	`232052` `35051` `4989`

Interior

Plumbing Fixtures	30 Plumbing Fixtures
Stories	1 Story
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Combination
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	150 ft deep x 135 ft wide
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Forced Air with A/C

Location & Zoning

Account Number	232052
Street Address	186 SCOGIN LOOP
City	TUSCUMBIA
State	AL
Zip	35674-5403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 COUNTRY VIEW ESTATES PHASE I 135 X 150 /DB 2023 PG 14732-14733
Legal Subdivision	COUNTRY VIEW ESTATES PHASE I/C
Legal Phase	1
Legal Lot Number	8
Jurisdiction	COLBERT AL
Township / Civil Division	TRI-CITIES
Census Block Group	3
Census Block	3064
Census Tract	20706

Owner

186 Scogin Loop is owned and occupied by an individual who bought it in June 2023.

Source: Colbert County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	186 SCOGIN LOOP, TUSCUMBIA, AL 35674-5403
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2023	Deed of Trust, Mortgage · Line of Credit CB&S BANK
Jun 21, 2023	Warranty Deed, Transfer · Line of Credit CB&S BANK
Sep 20, 2022	Survivorship Deed, Transfer
Aug 16, 2018	Warranty Deed, Transfer · Conventional Mortgage VALLEY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2023 · Amount on File
Deed Sale	Jun 21, 2023 · Amount on File
Prior Sale	Jun 21, 2023 · Amount on File
Prior Transfer Date	Jun 20, 2023
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLBERT AL
Property Address	186 SCOGIN LOOP, TUSCUMBIA, AL 35674-5403
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023/32459
Date	Dec 21, 2023
Book Page	2023/32459
Instrument	202332459

Lender

Name	CB&S BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Dec 14, 2024

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLBERT AL
Recording Date	Jun 21, 2023
Property Address	186 SCOGIN LOOP, TUSCUMBIA, AL 35674-5403
Document Number	2023/14732
Book / Page	2023 / 14732
Map Reference	MB C PG 138
Instrument Date	Jun 20, 2023
Instrument	202314732
Transaction Type	Transfer
Record Updated	Dec 11, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	218 SCOGIN LOOP, TUSCUMBIA, AL 35674-5406

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 MCGEE WAY, TUSCUMBIA, AL 35674-5214

Mortgage

Document Number	0202314736
Date	Jun 21, 2023
Instrument	202314736

Lender

Name	CB&S BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

September 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	COLBERT AL
Recording Date	Sep 20, 2022
Property Address	186 SCOGIN LOOP, TUSCUMBIA, AL 35674-5403
Document Number	2022/31109
Book / Page	2022 / 31109
Map Reference	MB C PG 138
Instrument Date	Sep 16, 2022
Instrument	202231109
Transaction Type	Transfer
Record Updated	Dec 11, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	185 CEDAR HILL LN, TUSCUMBIA, AL 35674-6721

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	218 SCOGIN LOOP, TUSCUMBIA, AL 35674-5406

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLBERT AL
Recording Date	Aug 16, 2018
Property Address	186 SCOGIN LOOP, TUSCUMBIA, AL 35674-5403
Document Number	2018/23245
Book / Page	2018 / 23245
Instrument Date	Aug 7, 2018
Instrument	201823245
Transaction Type	Transfer
Record Updated	Dec 11, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 388, TUSCUMBIA, AL 35674-0388

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	000 SCOGIN LOOP, TUSCUMBIA, AL 35674

Mortgage

Document Number	2018/23247
Date	Aug 16, 2018
Book Page	2018/23247
Instrument	201823247

Lender

Name	VALLEY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	144 Months
Due	Aug 1, 2030

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 186 Scogin Loop was $1,358, up 430.5% from the year before.

Source: Colbert County assessment roll, as of December 11, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Colbert County
Unified School District	Colbert County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,358.00 (+430.47%)
2025	$256.00 (+6.67%)	$8,560 (+7%) Land $8,560	$47,400 (+18.5%) Land $47,400
2024	$240.00 (+38%)	$8,000 (+38.89%) Land $8,000	$40,000 (+38.89%) Land $40,000
2023	$50.00 (+11.11%) Homeowner's exemption	$5,760 (+118.18%)	$28,800 (+9.09%) Land $28,800
2022	$45.00 Homeowner's exemption	$2,640	$26,400 Land $26,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 186 Scogin Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 186 Scogin Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, T-Mobile.

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