Middlesex County and Acton Town property record for 186 School St, Acton, MA 01720 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1850 |
| Square Footage | 2,240 sqft Living Area |
| Lot Size | 30,459 sqft (0.699 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $850,000 (2022) |
| Tax Bill | $14,903.00 (2025) |
| Primary APN | ACTO M:00H3 B:0095 L:0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,240 sqft Living Area |
| Gross Area | 5,672 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1850 |
| Architectural Style | Historical Style |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 30,459 sqft (0.699 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 186 SCHOOL ST |
|---|---|
| City | ACTON |
| State | MA |
| Zip | 01720-4486 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | WHIPPEN MANNOR CONDO |
| Legal Block | 95 |
| Jurisdiction | ACTON MA |
| Minor Civil Division | ACTON |
| Census Blockgroup | 1 |
| Census Block | 1014 |
| Census Tract | 363104 |
Source: Middlesex County and Acton Town records · APN ACTO M:00H3 B:0095 L:0000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 186 SCHOOL ST, ACTON, MA 01720-4486 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 06, 2022 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage LEADER BANK NA |
| Apr 21, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance LEADER BANK NA |
| May 12, 2017 | Quit Claim Arm's Length for NE States, Transfer FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 06, 2022 · Amount on Record |
| Deed Sale | Sep 06, 2022 · Amount on Record |
| Prior Sale | May 12, 2017 · Amount on Record |
| Deed Book / Page | 80676 / 8 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | Sep 06, 2022 |
| Property Address | 186 SCHOOL ST, ACTON, MA 01720-4486 |
| Document Number | 00080676-8 |
| Book / Page | 80676 / 8 |
| Instrument Date | Sep 06, 2022 |
| Instrument | 136054 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 186 SCHOOL ST, ACTON, MA 01720-4486 |
| Document Number | 0000136055 |
|---|---|
| Date | Sep 06, 2022 |
| Instrument | 136055 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 186 SCHOOL ST, ACTON, MA 01720-4486 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74504-21 |
|---|---|
| Date | Apr 21, 2020 |
| Book Page | 74504/21 |
| Instrument | 58153 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | May 12, 2017 |
| Property Address | 186 SCHOOL ST, ACTON, MA 01720-4486 |
| Document Number | 69273-111 |
| Book / Page | 69273 / 111 |
| Instrument | 70531 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $114.89 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 186 SCHOOL ST, ACTON, MA 01720-4486 |
| Document Number | 692730115 |
|---|---|
| Date | May 12, 2017 |
| Instrument | 69273/0115 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 12, 2047 |
Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Acton Town |
| Unified School District | Acton-Boxborough Regional School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,903.00 (+2.88%) | $869,000 (-) Land $323,200 Building $545,800 | $975,175 (+4.16%) |
| 2024 | $14,486.00 (+0.72%) | $869,000 (+6.11%) Land $323,200 Building $545,800 | $936,225 |
| 2023 | $14,382.00 | $819,000 Land $293,900 Building $525,100 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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