186 Saint James Ave, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 186 Saint James Ave, Springfield, MA 01109

Property Summary

Property TypeCharitable / Fraternal Organization
Details8 bd · 2 ba · 2,792 sqft · built 1895
Lot Size0.183 acres (7,950 sqft)
OwnerCompany Name on File
Tax Bill$2,193 (2020)
Deeds & MortgagesJul 2021 Mortgage
Oct 2017 Transfer
Flood ZoneZone X (minimal risk)
APNSPRI S:11170 P:0013

Property Details

APN / Parcel Number

Primary APNSPRI S:11170 P:0013
Alternative APN
  • 111700013

Interior

Bedrooms8 Beds
Full Baths2 Baths
Total Rooms11 Rooms
Stories2 Stories
Building Area2,792 sqft Total Area
1st Floor Area1,044 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1895
Effective Year BuiltEffective 1895
Architectural StyleColonial
Exterior MaterialWood Siding
Lot Area7,950 sqft (0.183 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Account Number111700013
Street Address186 SAINT JAMES AVE
CitySPRINGFIELD
StateMA
Zip01109-3806
Property CategoryCommercial
Property TypeCommercial > Retail > Charitable / Fraternal Organization
Local Zoning CodeR1
JurisdictionSPRINGFIELD MA
Township / Civil DivisionSPRINGFIELD
Census Block Group3
Census Block3008
Census Tract801300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the McKnight District
listed 1976 · 393 contributing resources · NRIS 76000255

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

186 Saint James Ave, a commercial property, is owned by a company that acquired it in October 2017.

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing Address995 WORTHINGTON ST, SPRINGFIELD, MA 01109-4027
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2021Deed of Trust, Mortgage · Commercial Mortgage
POLISH NATIONAL CU
Oct 12, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 12, 2017
Deed SaleOct 12, 2017
Prior SaleJul 2, 2014 · Amount on File
Deed Document Number201760351
Deed Book / Page21898 / 333
Transfer Doc20339-370
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address186 SAINT JAMES AVE, SPRINGFIELD, MA 01109-3806
Transaction TypeMortgage
Record UpdatedSep 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number023977-235
DateJul 1, 2021
Book Page23977/235
Instrument45900
Lender
NamePOLISH NATIONAL CU
TypeCredit Union
Agreement
TypeCommercial Mortgage
AmountAmount on Record

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSPRINGFIELD MA
Recording DateOct 12, 2017
Property Address186 SAINT JAMES AVE, SPRINGFIELD, MA 01109-3806
Document Number21898-333
Book / Page021898 / 000333
Instrument DateJun 15, 2017
Instrument60351
Transaction TypeTransfer
Record UpdatedOct 31, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address184 BOWDOIN ST SPRINGFIELD MA 011094003, SPRINGFIELD, MA 01109-4003

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalitySpringfield City
Unified School DistrictSpringfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$217,800 (+6.66%) Land $25,000 Building $192,800
2025$204,200 Land $25,900 Building $178,300
2023$166,400 Land $23,000 Building $143,400
2020$2,193.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 186 Saint James Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 186 Saint James Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD WATER AND SEWER COMMISSION
serves 169,170 people · EPA ID MA1281000
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Total trihalomethanes
not recorded as resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75

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