Oscoda County property record for 186 S Gerber Rd, Mio, MI 48647
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.25 acres (54,450 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $85,000 (Jul 2026) |
| Tax Bill | $241 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Construction Loan |
| APN | 001-301-144-00 |
| Primary APN | 001-301-144-00 |
|---|
| Lot Area | 54,450 sqft (1.25 acres) |
|---|
| Street Address | 186 S GERBER RD |
|---|---|
| City | MIO |
| State | MI |
| Zip | 48647-9455 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T26N R2E SEC 01 - S 1/4 OF NW 1/4 OF SW 1/4 OF NW 1/4 EXC N 1/2. 1.25 A |
| Legal Range | 02E |
| Legal Township | 26N |
| Legal Section | 01 |
| Jurisdiction | OSCODA MI |
| Township / Civil Division | BIG CREEK |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 970400 |
Source: Oscoda County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 23305 DEZIEL ST, SAINT CLAIR SHORES, MI 48082-2170 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2026 · Amount on Record |
| Deed Sale | Jul 8, 2026 · Amount on Record |
| Deed Document Number | 2026 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCODA MI |
| Recording Date | Jul 8, 2026 |
| Property Address | 186 S GERBER RD, MIO, MI 48647-9455 |
| Instrument Date | Jul 7, 2026 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 24, 2026 |
| Title Company | OSCODA COUNTY ABSTRACT INC, OSCODA CNTY ABS INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23305 DEZIEL ST, SAINT CLAIR SHORES, MI 48082-2170 |
| Date | Jul 8, 2026 |
|---|
| Name | LAKE MI CREDIT UNION |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 0.64% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Oscoda County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oscoda County |
| County Subdivision | Big Creek Township |
| Unified School District | Mio-AuSable Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,700 (-1.72%) | $11,400 (-1.72%) | |
| 2025 | $241.00 (+37.71%) | $5,800 (+26.09%) | $11,600 (+26.09%) |
| 2023 | $175.00 | $4,600 | $9,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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