186 S Bear Swamp Rd, Middlesex (Montpelier), VT 05602 Property Records

Middlesex Town property record for 186 S Bear Swamp Rd, Middlesex, VT 05602

Property Summary

Property TypeSingle Family Home
Lot Size43.5 acres (1,894,860 sqft)
OwnerIndividual Name on File
Tax Bill$10,491 (2025)
Flood ZoneZone X (minimal risk)
APN390-121-10476

Property Details

APN / Parcel Number

Primary APN390-121-10476
Alternative APNs
  • (121) 00014-023000
  • M:00014 B:023

Exterior

Lot Area1,894,860 sqft (43.5 acres)

Location & Zoning

Street Address186 S BEAR SWAMP RD
CityMONTPELIER
StateVT
Zip05602-9406
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description43.5 ACRES & DWL & OBLDGS
JurisdictionMIDDLESEX VT
Township / Civil DivisionMIDDLESEX
Census Block Group2
Census Block2006
Census Tract954200

Owner

186 S Bear Swamp Rd is owned and occupied by an individual who acquired it in July 2003.

Source: Middlesex Town records, as of August 18, 2026

Owner of RecordIndividual Name on File
Mailing Address186 S BEAR SWAMP RD, MONTPELIER, VT 05602-9406
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJul 29, 2003
Transfer Doc0000831607
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 186 S Bear Swamp Rd was $10,491 with a homeowner's exemption.

Source: Middlesex Town assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateVermont
CountyWashington County
County SubdivisionMiddlesex Town
Unified School DistrictWashington Central Unified Union School District 92 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$10,491.00$533,100 Land $145,700 Building $387,400
2023$7,393.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 186 S Bear Swamp Rd in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective March 19, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 15 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims31 (1981–2024)
Claims Outside the SFHA1 of 31
Most Recent ClaimJul 2024 · Severe Storm, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Flooding, Landslides, And Mudslides, Jul 2023 · 7 claims
  • Tropical Storm Irene, Aug 2011 · 9 claims
  • Severe Storms And Flooding, May 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 186 S Bear Swamp Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 52% of Vermont
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
NEK Broadband
Fiber
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on S Bear Swamp Rd

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