186 S 1st St, Kankakee, IL 60901 Property Records

Kankakee County property record for 186 S 1st St, Kankakee, IL 60901

Property Summary

Property Type	Single Family Home
Lot Size	0.462 acres (20,165 sqft)
Owner	Individual Name on Record
Last Sale	$114,400 (Jul 2012)
Tax Bill	$4,098 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-16-03-202-017`

Property Details

APN / Parcel Number

Primary APN	`07-16-03-202-017`

Exterior

Lot Area	20,165 sqft (0.462 acres)

Location & Zoning

Street Address	186 S 1ST ST
City	KANKAKEE
State	IL
Zip	60901-7946
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SOUTH GREENWICH SUB LOT 13 03-30-14W
Legal Subdivision	SOUTH GREENWICH SUB
Legal Lot Number	13
Jurisdiction	KANKAKEE IL
Township / Civil Division	LIMESTONE
Census Block Group	2
Census Block	2000
Census Tract	10400

Owner

Source: Kankakee County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	186 S 1ST ST, KANKAKEE, IL 60901-7946
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2018	Deed of Trust, Mortgage · ARM IROQUOISE FEDERAL S & L ASSN
Aug 3, 2021	Deed of Trust, Mortgage · FHA Mortgage HUD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2012 · Amount on Record
Deed Sale	Jul 23, 2012 · Amount on Record
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	186 S 1ST ST, KANKAKEE, IL 60901-7946
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201810959
Date	Sep 28, 2018
Instrument	201810959

Lender

Name	IROQUOISE FEDERAL S & L ASSN
Type	Lending Institution

Agreement

Type	ARM
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2028

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2024
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	7.25%
Index	1-Year T-Bill
Margin	4

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	186 S 1ST ST, KANKAKEE, IL 60901-7946
Transaction Type	Mortgage
Record Updated	Mar 12, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202110582
Date	Aug 3, 2021
Instrument	202110582

Lender

Name	HUD
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	252 Months
Due	Aug 1, 2042

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Kankakee County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kankakee County
County Subdivision	Limestone Township
Unified School District	Herscher Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,098.00 (+4.89%)	$61,702 (+13.36%) Land $4,253 Building $57,449	$185,106 (+13.36%) Land $12,759 Building $172,347
2024	$3,907.00 (+14.41%)
2023		$54,429 Land $3,751 Building $50,678	$163,287 Land $11,253 Building $152,034
2022	$3,415.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1982–1998)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA ILLINOIS-KANKAKEE private · serves 80,000 people · EPA ID IL0915030
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	2 ppb (2026) action level 15 ppb
Copper	3.3 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Bertram Communications.

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