186 Ruby Ave, Elizabethton, TN 37643 Property Records

Carter County property record for 186 Ruby Ave, Elizabethton, TN 37643

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,032 sqft · built 1950
Lot Size100 acres (4,356,000 sqft)
OwnerIndividual Name on File
Last Sale$130,400 (Apr 2021)
Tax Bill$658 (2025)
Deeds & MortgagesApr 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN010049L A 03700

Property Details

APN / Parcel Number

Primary APN010049L A 03700
Alternative APN
  • 049L A 03700

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,032 sqft Living Area
1st Floor Area1,032 sqft
Basement Area1,032 sqft
Finished Basement192 sqft
Unfinished Basement840 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 2006
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area4,356,000 sqft (100 acres)
Lot Dimensions150 ft deep x 100 ft wide
PorchEnclosed Porch
Porch Area226 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address186 RUBY AVE
CityELIZABETHTON
StateTN
Zip37643-7263
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 14 PT LOTS 101-103, COUNTY AREA: V02
Legal SubdivisionMILLER SUB
Legal Block3
Legal Lot NumberP109 103
JurisdictionCARTER TN
Township / Civil Division6
Census Block Group2
Census Block2003
Census Tract70600

Owner

Source: Carter County assessment roll, as of May 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address186 RUBY AVE, ELIZABETHTON, TN 37643-7263
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 12, 2021 · Amount on Record
Deed SaleApr 12, 2021 · Amount on Record
Prior SaleSep 2, 2016 · Amount on Record
Deed Document Number21002708
Deed Book / Page431 / 839
Record UpdatedJun 8, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTER TN
Recording DateApr 12, 2021
Property Address186 RUBY AVE, ELIZABETHTON, TN 37643-7263
Document Number0000002708
Book / Page431 / 839
Map ReferenceMB 2 PG 130
Instrument DateApr 9, 2021
Instrument21002708
Transaction TypeTransfer
Record UpdatedSep 1, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$482.48
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address186 RUBY AVE, ELIZABETHTON, TN 37643-7263

Mortgage

Document Number0000002709
DateApr 12, 2021
Instrument21002709
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Carter County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyCarter County
Unified School DistrictCarter County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$658.00 (+6.99%)$30,175 (-) Land $5,000 Building $25,175
2023$30,175 (-0.41%) Land $5,000 Building $25,175
2022$615.00$30,300 Land $5,000 Building $25,300$121,200 (+0.41%) Land $20,000 Building $101,200
2021$120,700 Land $20,000 Building $100,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims7 (1998–2024)
Claims Outside the SFHA1 of 7
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 4 claims
  • Severe Storms And Flooding, Jan 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH ELIZABETHTON U.D.
serves 6,244 people · EPA ID TN0000646
Water SourcePurchased surface water from WATAUGA RIVER REG WATER AUTH
Last State InspectionOct 2025
Also Mapped HereELIZABETHTON WATER DEPT
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 35

May also be available: Verizon, Xfinity.

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