Cumberland County and Windham Town property record for 186 Roosevelt Trl, Windham, ME 04062
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,088 sqft · built 1966 |
| Lot Size | 0.899 acres (39,160 sqft) |
| Owner | Individual Name on File |
| Last Sale | $218,500 (Sep 2017) |
| Tax Bill | $3,948 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WINM M:10 B:73 |
| Primary APN | WINM M:10 B:73 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,088 sqft Living Area |
| Gross Area | 3,198 sqft |
| 1st Floor Area | 1,088 sqft |
| Basement Area | 1,032 sqft |
| Unfinished Basement | 1,032 sqft |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 39,160 sqft (0.899 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | R4086R |
|---|---|
| Street Address | 186 ROOSEVELT TRL |
| City | WINDHAM |
| State | ME |
| Zip | 04062-3396 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C-3 |
| Legal Block | 73 |
| Jurisdiction | WINDHAM ME |
| Township / Civil Division | WINDHAM |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 4803 |
186 Roosevelt Trl is owned and occupied by an individual who bought it in September 2017.
Source: Cumberland County and Windham Town records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 186 ROOSEVELT TRL, WINDHAM, ME 04062-3396 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 18, 2025 | Deed of Trust, Mortgage FIGURE LENDING LLC |
| Sep 25, 2017 | Warranty Deed, Transfer USAA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 25, 2017 · Amount on File |
| Deed Sale | Sep 25, 2017 · Amount on File |
| Prior Sale | May 28, 2014 · Amount on File |
| Deed Book / Page | 34334 / 299 |
| Transfer Doc | 0343340299 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINDHAM ME |
| Property Address | 186 ROOSEVELT TRL, WINDHAM, ME 04062-3396 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0417300176 |
|---|---|
| Date | Sep 18, 2025 |
| Book Page | 41730/176 |
| Instrument | 37784 |
| Name | FIGURE LENDING LLC |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINDHAM ME |
| Recording Date | Sep 25, 2017 |
| Property Address | 186 ROOSEVELT TRL, WINDHAM, ME 04062-3396 |
| Document Number | 0343340299 |
| Book / Page | 034334 / 000299 |
| Instrument Date | Sep 22, 2017 |
| Instrument | 48750 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 215 E GRAND AVE #305 OLD ORCHARD BEACH ME 040643028, 305, OLD ORCHARD BEACH, ME 04064-3028 |
| Document Number | 343340301 |
|---|---|
| Date | Sep 25, 2017 |
| Book Page | 034334/000301 |
| Instrument | 48751 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 24, 2047 |
The 2025 property tax bill for 186 Roosevelt Trl was $3,948, up 5.1% from the year before.
Source: Cumberland County and Windham Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Windham Town |
| Unified School District | Regional School Unit 14 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,948.00 (+5.14%) | $327,400 (-) Land $105,400 Building $222,000 |
| 2024 | $3,755.00 (+11.19%) | $327,400 (+8.59%) Land $105,400 Building $222,000 |
| 2023 | $3,377.00 (+8.76%) | $301,500 (+12.75%) Land $90,500 Building $211,000 |
| 2022 | $3,105.00 | $267,400 Land $80,100 Building $187,300 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 186 Roosevelt Trl in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1996) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Oct 1996 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 186 Roosevelt Trl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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