186 River Rd, Saint George (Tenants Harbor), ME 04860 Property Records

Knox County and St. George Town property record for 186 River Rd, Saint George, ME 04860

Property Summary

Property TypeSingle Family Home
Details6 bd · 1.5 ba · 2,432 sqft · built 1920
Lot Size0.52 acres (22,651 sqft)
OwnerIndividual Name on File
Last Sale$232,000 (Aug 2023)
Tax Bill$2,661 (2025)
Deeds & MortgagesJun 2025 Mortgage
Aug 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNSTGE M:219 L:055

Property Details

APN / Parcel Number

Primary APNSTGE M:219 L:055
Alternative APN
  • 1062

Interior

Bedrooms6 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Building Area2,432 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1960
Lot Area22,651 sqft (0.52 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
SewerSeptic
Water SourceWell

Location & Zoning

Account Number1062
Street Address186 RIVER RD
CitySAINT GEORGE
StateME
Zip04860-5035
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNOT ZO
Legal Lot Number55
JurisdictionSAINT GEORGE ME
Township / Civil DivisionST. GEORGE
Census Block Group3
Census Block3013
Census Tract970900

Owner

186 River Rd is owned and occupied by an individual who bought it in August 2023.

Source: Knox County and St. George Town records, as of May 21, 2026

Owner of RecordIndividual Name on File
Mailing Address186 RIVER RD, SAINT GEORGE, ME 04860-5035
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2025Deed of Trust, Mortgage
MAINE STATE CREDIT UNION
Aug 2, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 2, 2023 · Amount on File
Deed SaleAug 2, 2023 · Amount on File
Deed Document Number20235493
Deed Book / Page6036 / 236
Record UpdatedSep 20, 2026

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT GEORGE ME
Property Address186 RIVER RD, SAINT GEORGE, ME 04860-5035
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0062370208
DateJun 16, 2025
Book Page6237/208
Instrument2025-4066
Lender
NameMAINE STATE CREDIT UNION
Agreement
AmountAmount on Record

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT GEORGE ME
Recording DateAug 2, 2023
Property Address186 RIVER RD, SAINT GEORGE, ME 04860-5035
Document Number0060360236
Book / Page6036 / 236
Instrument DateAug 1, 2023
Instrument2023-5493
Transaction TypeTransfer
Record UpdatedAug 21, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address150 LOGGING RD, CAPE NEDDICK, ME 03902-7443

Mortgage

Document Number0020235494
DateAug 2, 2023
Instrument2023-5494
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 186 River Rd was $2,661, up 8.4% from the year before.

Source: Knox County and St. George Town assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateMaine
CountyKnox County
County SubdivisionSt. George Town
Unified School DistrictSt. George Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$2,661.00 (+8.44%)$207,100 (-) Land $40,300 Building $166,800
2024$2,454.00 (+6.74%)$207,100 (-) Land $40,300 Building $166,800
2023$2,299.00 (+9.89%)$207,100 (-) Land $40,300 Building $166,800
2022$2,092.00$207,100 Land $40,300 Building $166,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 186 River Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims4 (2022–2024)
Claims Outside the SFHA1 of 4
Most Recent ClaimJan 2024 · other causes
Claims by Event
  • Severe Storm And Flooding, Dec 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 186 River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on River Rd

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