186 River Rd, Pepperell, MA 01463 Property Records

Middlesex County and Pepperell Town property record for 186 River Rd, Pepperell, MA 01463 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,718 sqft · built 1957
Lot Size0.503 acres (21,932 sqft)
Owner2 Individual Names on File
Last Sale$400,000 (Nov 2025)
Tax Bill$5,654 (2025)
Deeds & MortgagesNov 2025 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APNPEPP M:0040 B:0027 L:00000

Property Details

APN / Parcel Number

Primary APNPEPP M:0040 B:0027 L:00000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,718 sqft Living Area
Gross Area3,963 sqft
Basement Area1,812 sqft
Unfinished Basement906 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area21,932 sqft (0.503 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address186 RIVER RD
CityPEPPERELL
StateMA
Zip01463-1638
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block27
JurisdictionPEPPERELL MA
Township / Civil DivisionPEPPERELL
Census Block Group1
Census Block1026
Census Tract327103

Owner

Source: Middlesex County and Pepperell Town records · APN PEPP M:0040 B:0027 L:00000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address186 RIVER RD, PEPPERELL, MA 01463-1638
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 17, 2025 · Amount on Record
Deed SaleNov 17, 2025 · Amount on Record
Deed Document Number2025140341
Deed Book / Page84883 / 168
Prior Transfer DateNov 14, 2025
Prior Transfer Doc084883-168
Record UpdatedSep 20, 2026

November 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPEPPERELL MA
Recording DateNov 17, 2025
Property Address186 RIVER RD, PEPPERELL, MA 01463-1638
Document Number084883-168
Book / Page84883 / 168
Instrument DateNov 14, 2025
Instrument140341
Transaction TypeTransfer
Record UpdatedDec 10, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address186 RIVER RD, PEPPERELL, MA 01463-1638

Mortgage

Document Number0000140342
DateNov 17, 2025
Instrument140342
Lender
NameHARBORONE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

Tax Assessment & Valuation

Source: Middlesex County and Pepperell Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionPepperell Town
Unified School DistrictNorth Middlesex School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,654.00 (+5.35%)$386,500 (+3.34%) Land $153,300 Building $233,200$855,760 (-2.46%)
2024$5,367.00 (+2.95%)$374,000 (+8.63%) Land $140,800 Building $233,200$877,325
2023$5,213.00$344,300 Land $118,900 Building $225,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173271031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Nearby Flood Policies5 in force
Nearby Flood Claims8 (1985–2010)
Claims Outside the SFHA2 of 8
Most Recent ClaimMar 2010, river or lake flooding, Severe Storms And Flooding
Claims By Storm
  • Severe Storms And Flooding, Mar 2010 · 4 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 58% of Massachusetts
Wildfire LikelihoodAbout 1 in 5,263 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 40 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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