Middlesex County and Pepperell Town property record for 186 River Rd, Pepperell, MA 01463 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,718 sqft · built 1957 |
| Lot Size | 0.503 acres (21,932 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Nov 2025) |
| Tax Bill | $5,654 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | PEPP M:0040 B:0027 L:00000 |
| Primary APN | PEPP M:0040 B:0027 L:00000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,718 sqft Living Area |
| Gross Area | 3,963 sqft |
| Basement Area | 1,812 sqft |
| Unfinished Basement | 906 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,932 sqft (0.503 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 186 RIVER RD |
|---|---|
| City | PEPPERELL |
| State | MA |
| Zip | 01463-1638 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 27 |
| Jurisdiction | PEPPERELL MA |
| Township / Civil Division | PEPPERELL |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 327103 |
Source: Middlesex County and Pepperell Town records · APN PEPP M:0040 B:0027 L:00000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 186 RIVER RD, PEPPERELL, MA 01463-1638 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 17, 2025 · Amount on Record |
| Deed Sale | Nov 17, 2025 · Amount on Record |
| Deed Document Number | 2025140341 |
| Deed Book / Page | 84883 / 168 |
| Prior Transfer Date | Nov 14, 2025 |
| Prior Transfer Doc | 084883-168 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PEPPERELL MA |
| Recording Date | Nov 17, 2025 |
| Property Address | 186 RIVER RD, PEPPERELL, MA 01463-1638 |
| Document Number | 084883-168 |
| Book / Page | 84883 / 168 |
| Instrument Date | Nov 14, 2025 |
| Instrument | 140341 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 186 RIVER RD, PEPPERELL, MA 01463-1638 |
| Document Number | 0000140342 |
|---|---|
| Date | Nov 17, 2025 |
| Instrument | 140342 |
| Name | HARBORONE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
Source: Middlesex County and Pepperell Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Pepperell Town |
| Unified School District | North Middlesex School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,654.00 (+5.35%) | $386,500 (+3.34%) Land $153,300 Building $233,200 | $855,760 (-2.46%) |
| 2024 | $5,367.00 (+2.95%) | $374,000 (+8.63%) Land $140,800 Building $233,200 | $877,325 |
| 2023 | $5,213.00 | $344,300 Land $118,900 Building $225,400 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173271031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 8 (1985–2010) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Mar 2010, river or lake flooding, Severe Storms And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 5,263 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 40 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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