186 River Rd, Nyack, NY 10960 Property Records

Rockland County and Orangetown Town property record for 186 River Rd, Nyack, NY 10960

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,088 sqft · built 1989
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,075,000 (Jan 2018)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2020 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`392401 71.62-1-6`

Property Details

APN / Parcel Number

Primary APN	`392401 71.62-1-6`
Alternative APNs	`240107106200010060000000` `0013137`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,088 sqft Living Area
1st Floor Area	1,852 sqft
2nd Floor Area	2,236 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Architectural Style	Contemporary
Exterior Material	Stucco
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	52 ft deep x 200 ft wide
Garage Type	Mixed
Garage Area	986 sqft
Parking Spaces	4 Parking Spaces
Pool Type	In-Ground Vinyl Pool
Pool Area	260 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0013137
Old Parcel Number	240107106200010060000000
Street Address	186 RIVER RD
City	NYACK
State	NY
Zip	10960-4904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	10/121/1103/46
Legal Block	1
Legal Lot Number	6.000
Jurisdiction	ROCKLAND NY
Township / Civil Division	ORANGETOWN
Census Block Group	1
Census Block	1018
Census Tract	13003

Owner

Source: Rockland County and Orangetown Town records, as of February 14, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	186 RIVER RD, NYACK, NY 10960-4904
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage MANUFACTURERS & TRADERS TRT CO
Aug 26, 2020	Quit Claim Deed, Transfer JADE ABSTRACT
Jan 3, 2018	Deed, Transfer · ARM WELLS FARGO BANK

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jan 3, 2018 · Amount on Record
Deed Sale	Jan 3, 2018 · Amount on Record
Prior Sale	Jan 3, 2018 · Amount on Record
Deed Document Number	0000000436
Last Transfer Date	Aug 26, 2020
Transfer Doc	0000024139
Record Updated	Jun 7, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	186 RIVER RD, NYACK, NY 10960-4904
Transaction Type	Mortgage
Record Updated	Nov 3, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041173
Date	Sep 30, 2021
Instrument	2021-00041173

Lender

Name	MANUFACTURERS & TRADERS TRT CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2051

Interest

Rate Type	Fixed Rate

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROCKLAND NY
Recording Date	Aug 26, 2020
Property Address	186 RIVER RD, NYACK, NY 10960-4904
Document Number	0000024139
Instrument Date	Jun 24, 2020
Instrument	24139
Transaction Type	Transfer
Record Updated	Sep 15, 2020
Title Company	JADE ABSTRACT

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 RIVER RD NYACK NY 109604903, NYACK, NY 10960-4903

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKLAND NY
Recording Date	Jan 3, 2018
Property Address	186 RIVER RD, NYACK, NY 10960-4904
Document Number	0000000436
Instrument Date	Dec 15, 2017
Instrument	2018-00000436
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	117 CHANNEL DR, 117, NAPLES, FL 34108-2141

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 RIVER RD, NYACK, NY 10960-4903

Mortgage

Document Number	0000000437
Date	Jan 3, 2018
Instrument	2018-00000437

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5%
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: Rockland County and Orangetown Town assessment roll, as of May 31, 2023

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Orangetown Town
Municipality	Grand View-on-Hudson Village
Unified School District	South Orangetown Central School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2023	$595,200 Land $197,700 Building $397,500	$1,670,502 Land $554,869 Building $1,115,633

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	15 (1979–2022)
Claims Outside the SFHA	9 of 15
Most Recent Claim	Apr 2022 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Hurricane Irene, Aug 2011 · 2 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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