186 River Island Ct, Appleton, WI 54914 Property Records

Winnebago County property record for 186 River Island Ct, Appleton, WI 54914

Property Summary

Property Type	Single Family Home
Lot Size	0.412 acres (17,947 sqft)
Owner	Individual Name on Record
Last Sale	$399,900 (Oct 2022)
Tax Bill	$5,686 (2024)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`121-4904`

Property Details

APN / Parcel Number

Primary APN	`121-4904`
Alternative APNs	`0084904` `23419`

Exterior

Lot Area	17,947 sqft (0.412 acres)

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	23419
Street Address	186 RIVER ISLAND CT
City	APPLETON
State	WI
Zip	54914-8739
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	RIVER ISLAND II LOT 34 .41 A.
Legal Range	17E
Legal Township	20N
Legal Section	03
Legal Subdivision	RIVER ISLAND II
Legal Lot Number	34
Jurisdiction	WINNEBAGO WI
Township / Civil Division	FOX CROSSING
Census Block Group	2
Census Block	2014
Census Tract	2401

Owner

Source: Winnebago County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	186 RIVER ISLAND CT, APPLETON, WI 54914-8739
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 14, 2022	Warranty Deed, Transfer · Conventional Mortgage EAST WISCONSIN SAVINGS BANK SA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2022 · Amount on Record
Deed Sale	Oct 14, 2022 · Amount on Record
Prior Sale	Jul 3, 2014 · Amount on Record
Deed Document Number	20221892911
Prior Transfer Date	May 28, 2009
Prior Transfer Doc	0001508712
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO WI
Property Address	186 RIVER ISLAND CT, APPLETON, WI 54914-8739
Transaction Type	Mortgage
Record Updated	Jun 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001862115
Date	Sep 3, 2021
Instrument	1862115

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO WI
Recording Date	Oct 14, 2022
Property Address	186 RIVER ISLAND CT, APPLETON, WI 54914-8739
Document Number	0001892911
Instrument Date	Oct 12, 2022
Instrument	1892911
Transaction Type	Transfer
Record Updated	Aug 4, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,199.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 RIVER ISLAND CT, APPLETON, WI 54914-8739

Mortgage

Document Number	0001892912
Date	Oct 14, 2022
Instrument	1892912

Lender

Name	EAST WISCONSIN SAVINGS BANK SA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Type Change Date	Nov 1, 2029
Change Frequency	Annually
Min Rate At Change	3.99%
Max Rate At Change	5.99%
Index	1-Year CMT
Max Rate	10.9%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Winnebago County
Municipality	Fox Crossing Village
Unified School District	Neenah School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$476,500 (+19.15%) Land $41,900 Building $434,600
2024	$5,686.00 (+0.94%)
2023	$5,633.00 (+11.02%) Homeowner's exemption	$399,900 (+20.45%) Land $41,900 Building $358,000	$415,277 (+25.35%) Land $43,511 Building $371,766
2022	$5,074.00 Homeowner's exemption	$332,000 Land $41,900 Building $290,100	$331,297 Land $41,811 Building $289,486

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOX CROSSING UTILITIES WEST serves 14,000 people · EPA ID WI4710358
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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